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$799K · 2 bed Detached · Mimico, Toronto | MyPropertyScout

$799,000

98 Elma Street

12 DOM

2112d

Map

⚡ Insider Deal

DOM 12

New This Week

$799,000

DOM12days

98 Elma Street

Toronto · Ontario M8V 1X8

MLS® W13449974 · Mimico · M8V 1X8

21Vacant1100-1500 ft²DetachedNone12d$615/ft²Lot 25 x 125 ft$4,683 tax/yr

12 days on market

About this home

Welcome to 98 Elma Street, a cherished one-owner family home on a quiet one-way street in the heart of Mimico, offering a larger-than-average bungalow layout in one of South Etobicoke's most desirable lakeside communities. Lovingly maintained by the same family for generations, this rare offering presents an opportunity to own a home filled with warmth, pride of ownership, and endless potential.This move-in ready bungalow offers a generous and functional floor plan that is increasingly difficult…

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Property details

MLS#: W13449974
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 1100-1500
Style: Bungalow
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete
Property features: Park, Place Of Worship, Rec./Commun.Centre, Public Transit

Garage: None
Garage spaces: 0
Parking: 0 total
Lot: 25 × 125
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Lake Shore Blvd W & Royal York Rd
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Primary Bedroom - Main Floor, Sump Pump, Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.61m × 4.09m
Main	Dining Room	3.58m × 4.04m
Main	Kitchen	4.11m × 3.84m
Main	Primary Bedroom	3.02m × 4.09m
Main	Bedroom 2	3.02m × 3.45m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® W13449974

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$799K

98 Elma Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $799,000✓ $4,683 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,029/mo

incl. closing costs (yr 1)

Annual total

$72,354

year 1

Mortgage only

$3,031/mo

principal + interest

Beyond mortgage

$1,502/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$159,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$390/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $36,374/yr

Property taxes24% $17,138/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,990/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$36,374	$3,031/mo
Government & taxes
Property tax	$4,683	$390/mo
Land transfer tax(closing)	$12,455	$1,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,990	$666/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,354	$6,029/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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98 Elma Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs