$350K · 1 bed Condo Apartment · Mimico, Toronto

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About this home

Hearthstone By The Bay. Retirement Living At It's Finest! Lower Monthly Costs Than A Retirement Home! Privacy Of your Own Condo With Curated Services Tailored To Your Needs! Spacious, Well Maintained 733 Sq. Ft. One bedroom With Den And Sun Filled Sunroom With Partial Lake Views. Open Concept Living And Dining Space. Freshly Painted Throughout With Ample Storage And Large Separate Locker. Mandatory Service Package Includes: 24 Hour Concierge Service, Security System 24 Hour On-Site Nurse, Exerci…

Property details

MLS#

W13449758

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-799

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Hospital, Lake Access, Park, Public Transit

View: Lake

Condo corp #: 2078
Balcony: Juliette
Locker: Owned
Association amenities: Concierge, Gym, Lap Pool, Media Room, Recreation Room, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included, CAC Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Parklawn & Lakeshore
Basement: None
Stories: 9
Utilities: —
Laundry: Ensuite, Laundry Closet
Interior: Carpet Free, Wheelchair Access
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	3.14m × 5.33m
Main	Dining Room	3.14m × 5.33m
Main	Kitchen	2.06m × 2.8m
Main	Primary Bedroom	3.76m × 3.76m
Main	Den	2.06m × 2.11m
Main	Sunroom	2.11m × 3m

Level

Room

Dimensions

Main

Living Room

3.14m × 5.33m

Main

Dining Room

3.14m × 5.33m

Main

Kitchen

2.06m × 2.8m

Main

Primary Bedroom

3.76m × 3.76m

Main

Den

2.06m × 2.11m

Main

Sunroom

2.11m × 3m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,900✓ $1,682 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,708/mo

incl. closing costs (yr 1)

Annual total

$44,494

year 1

Mortgage only

$1,327/mo

principal + interest

Beyond mortgage

$1,612/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$140/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$63/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,724

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $15,929/yr

Property taxes12% $5,406/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,499/yr

Condo fees20% $9,000/yr

Closing costs11% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,929	$1,327/mo
Government & taxes
Property tax	$1,682	$140/mo
Land transfer tax(closing)	$3,724	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,499	$292/mo
Condo fees
Condo / HOA fees	$9,000	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,494	$3,708/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs