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$1.09M · 4+2 bed Detached · Westgate, Brampton | MyPropertyScout

$1,089,000

103 Lord Simcoe Drive

14 DOM

4+2414d

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DOM 14

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$1,089,000

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103 Lord Simcoe Drive

Brampton · Ontario L6S 5H4

MLS® W13448518 · Westgate · L6S 5H4

4+24OwnerOccupied2000-2500 ft²Detached2-car Attached14d$484/ft²Lot 39.4 x 103 ft$6,544 tax/yr

19% above market · 14 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stunning home offering approximately 2,850 sq. ft. of living space with a *LEGAL BASEMENT* apartment, perfect for extended family or rental income! This beautifully upgraded property features 4 spacious bedrooms and a functional layout with separate living, dining combine, and sep family rooms. Enjoy a modern upgraded kitchen with granite countertops and backsplash, oak staircase, pot lights throughout, and carpet-free flooring across the entire home. Step outside to a wraparound concrete patio,…

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MyStreetValue™ Analysis

$604,555 – $1,143,501estimated range

Midpoint: $916,112

Property details

MLS#: W13448518
Status: Buy Now
Beds: 4+2
Baths: 4 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Other
Foundation: Other

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 39.37 × 102.96
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Dixie/Williams
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX GOLD REALTY INC.

Source: TRREB/PROPTX · MLS® W13448518

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$1.09M

103 Lord Simcoe Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,089,000✓ $6,544 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,076/mo

incl. closing costs (yr 1)

Annual total

$96,915

year 1

Mortgage only

$4,131/mo

principal + interest

Beyond mortgage

$1,965/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$217,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$545/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $49,576/yr

Property taxes26% $24,799/yr

Utilities5% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,890/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$49,576	$4,131/mo
Government & taxes
Property tax	$6,544	$545/mo
Land transfer tax(closing)	$18,255	$1,521/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,890	$908/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$96,915	$8,076/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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103 Lord Simcoe Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs