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$995K · 2+1 bed Detached · Mimico, Toronto | MyPropertyScout

$995,000

102 Symons Street

13 DOM

2+1213d

Map

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DOM 13

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$995,000

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102 Symons Street

Toronto · Ontario M8V 1V2

MLS® W13448048 · Mimico · M8V 1V2

2+12OwnerOccupied700-1100 ft²Detached1-car Built-In13d$1,106/ft²Lot 25 x 125 ft< .50 ac$4,826 tax/yrBuilt 195175 yrs old

16% below market · 13 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 102 Symons Street, a rare opportunity in the heart of highly sought-after Mimico. This charming 2+1 bedroom, 2-bath home sits on a premium 25 x 125 ft flat lot and offers exceptional versatility for first-time buyers, investors, builders, and end users alike. The bright and functional layout features comfortable living spaces, two bedrooms on the main level, and a finished lower level with a third bedroom and excellent potential for an in-law or income-generating suite. Whether you're…

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Property details

MLS#: W13448048
Status: Buy Now
Beds: 2+1
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Block
Other structures: Fence - Full
Property features: Beach, Fenced Yard, Library, Public Transit, Rec./Commun.Centre, School

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Lot: 25 × 125
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Deck
Fronting on: South
Cross street: Lake Shore Blvd W/Royal York Rd
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, In-Law Capability
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.21m × 4.34m
Main	Dining Room	2.5m × 3.33m
Main	Kitchen	2.73m × 4.85m
Main	Primary Bedroom	4.69m × 3.41m
Main	Bedroom	2.5m × 3.3m
Main	Bathroom	1.64m × 2.37m
Lower	Bedroom	2.36m × 4.04m
Lower	Den	3.13m × 4.04m
Lower	Laundry	2.09m × 5.93m
Lower	Office	3.81m × 2.85m
Lower	Bathroom	1.49m × 2.38m
Lower	Other	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX PROFESSIONALS INC.

Source: TRREB/PROPTX · MLS® W13448048

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$995K

102 Symons Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $995,000✓ $4,826 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,259/mo

incl. closing costs (yr 1)

Annual total

$87,108

year 1

Mortgage only

$3,775/mo

principal + interest

Beyond mortgage

$1,661/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$402/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $45,297/yr

Property taxes24% $21,201/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,950/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,297	$3,775/mo
Government & taxes
Property tax	$4,826	$402/mo
Land transfer tax(closing)	$16,375	$1,365/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,950	$829/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$87,108	$7,259/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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102 Symons Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs