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$635K · 2 bed Condo Apartment · Port Credit, Mississauga | MyPropertyScout

$635,000

Unit 323

16 DOM

2216d

Map

DOM 16

$635,000

DOM16days

Unit 323

28 Ann Street · Mississauga · Ontario L5G 0E1

MLS® W13443144 · Port Credit · L5G 0E1

22Vacant800-899 ft²Condo Apartment1-car Underground16d$747/ft²$4,156 tax/yr

16 days on market

About this home

Welcome to modern urban living in the heart of Port Credit! This stunning 2-bedroom, 2bathroom condo offers approximately 812 sq. ft: 774 sq ft of stylish interior space plus a 38sq ft balcony, thoughtfully designed living space in one of Mississauga's most sought-after waterfront communities. Perfectly positioned steps from the Port Credit GO Station and the future Hurontario LRT, this home offers exceptional connectivity for commuters, making travel to downtown Toronto effortless while avoidin…

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Property details

MLS#: W13443144
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Foundation: Concrete
Property features: Greenbelt/Conservation, Lake/Pond, Library, Marina, Park, Public Transit

Condo corp #: 1171
Balcony: Open
Locker: Owned
Association amenities: Gym, Game Room, Guest Suites, Visitor Parking
Fees include: CAC Included, Common Elements Included, Building Insurance Included, Parking Included, Heat Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Hurontario & Park
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: None, Built-In Oven, Carpet Free, Countertop Range
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THE CANADIAN HOME REALTY INC.

Source: TRREB/PROPTX · MLS® W13443144

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$635K

Unit 323 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $635,000✓ $4,156 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,643/mo

incl. closing costs (yr 1)

Annual total

$67,716

year 1

Mortgage only

$2,409/mo

principal + interest

Beyond mortgage

$2,011/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$127,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$346/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,350/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $28,908/yr

Property taxes20% $13,331/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,350/yr

Condo fees13% $8,467/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,908	$2,409/mo
Government & taxes
Property tax	$4,156	$346/mo
Land transfer tax(closing)	$9,175	$765/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,350	$529/mo
Condo fees
Condo / HOA fees	$8,467	$706/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,716	$5,643/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 323

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs