$1.55M · 5 bed Detached · Northwest Brampton, Brampton

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About this home

Ravine Lot in New Subdivision.Offering Superior Quality Material. Caesar stone w/under mount sink in Kit+Laundry. Crown Mouldings, 8 Foot Doors, 7 inch Baseboards, LEVEL 7 FINISHES, and 6 inch Engineered Hardwood throughout. Upgraded shingles and windows. 24"x48" Porcelain Tiles in Entrance, kitchen and primary bedroom washroom. Coffered ceiling in Family room and primary bedroom. Stained oak staircase w/metal pickets. Gas fireplace w/marble surround. Gas+Electrical for stove.Upgraded Kit Cupboa…

Property details

MLS#

W13443128

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete, Poured Concrete
Property features: Greenbelt/Conservation, Public Transit, Ravine

Fireplace features: Family Room, Natural Gas

Garage: 2-car Built-In
Garage spaces: 2
Parking: 4 total
Lot: 42.98 × 90.22
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone · Backs On Green Belt, Deck, Porch
Fronting on: East
Cross street: WANLESS AND CHINGUACOUSY
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, Auto Garage Door Remote, Rough-In Bath, Separate Hydro Meter, Water Heater, Water Heater Owned, Floor Drain, Water Meter
Parking features: Private Double, Private

Rooms

Level	Room	Dimensions
Main	Kitchen	2.74m × 4.12m
Main	Breakfast	3.35m × 4.12m
Main	Family Room	3.96m × 5.49m
Main	Dining Room	3.28m × 6.1m
Main	Living Room	3.28m × 6.1m
Main	Library	2.9m × 3.05m
Second	Primary Bedroom	4.01m × 5.49m
Second	Bedroom 2	3.1m × 4.01m
Second	Bedroom 3	3.07m × 5.18m
Second	Bedroom 4	3.51m × 4.5m
Second	Bedroom 5	3.4m × 3.66m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,550,000✓ $0 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,572/mo

incl. closing costs (yr 1)

Annual total

$126,868

year 1

Mortgage only

$5,880/mo

principal + interest

Beyond mortgage

$1,944/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$310,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$27,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)56% $70,563/yr

Property taxes22% $27,475/yr

Utilities5% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $15,500/yr

Closing costs4% $5,100/yr

Mortgage is 56% of your true cost of ownership. The other 44% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$70,563	$5,880/mo
Government & taxes
Land transfer tax(closing)	$27,475	$2,290/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,500	$1,292/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$126,868	$10,572/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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91 BRENSCOMBE Road

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs