$870K · 3 bed Detached · LaSalle, Burlington

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About this home

Welcome to this home situated in a quiet mature neighbourhood in South Aldershot. Whether you're a first-time buyer, downsizer, investor or renovator, this property offers exceptional potential. Situated on a mature treed lot 65'x 115'. The main floor features three bedrooms, living room, dining room, kitchen and bathroom The full basement provides excellent potential for additional living space and features a fourth bedroom, bathroom, recreation room, and ample storage. The possibilities are en…

Property details

MLS#

W13438784

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

700-1100

Style

Bungalow

Type

Detached

Year built

—

Roof: Asphalt Rolled
Foundation: Block
Property features: Golf, Hospital, Park, School

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 65 × 115
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Patio
Fronting on: West
Cross street: Francis Road
Basement: Full, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: Available

Rooms

Level	Room	Dimensions
Main	Living Room	3.33m × 5.28m
Main	Dining Room	2.36m × 3.15m
Main	Kitchen	2.95m × 3.15m
Main	Primary Bedroom	3.76m × 3.94m
Main	Bedroom 2	2.77m × 3.66m
Main	Bedroom 3	3.07m × 3.91m
Basement	Recreation	3.17m × 5.82m
Basement	Utility Room	2.44m × 3.28m
Basement	Laundry	3.28m × 3.81m
Basement	Recreation	3.91m × 5.44m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $869,888✓ $4,702 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,461/mo

incl. closing costs (yr 1)

Annual total

$77,535

year 1

Mortgage only

$3,300/mo

principal + interest

Beyond mortgage

$1,547/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$173,978

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$392/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,699/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $39,601/yr

Property taxes24% $18,575/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,699/yr

Closing costs7% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,601	$3,300/mo
Government & taxes
Property tax	$4,702	$392/mo
Land transfer tax(closing)	$13,873	$1,156/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,699	$725/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$77,535	$6,461/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1059 SHEPHERDS Drive

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Annual costs