$745K · 3 bed Semi-Detached · Northgate, Brampton

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About this home

Welcome to this well maintained 3 bedroom, 2 bathroom semi-detached home offering a thoughtfully designed 3 level backsplit layout in a convenient family neighbourhood within walking distance to schools. An enclosed vestibule creates a practical entry space ideal for coats, shoes and everyday organization. The foyer offers a spacious entry area with room for a bench, creating a comfortable place to remove shoes. The oak staircase leads to the updated kitchen featuring a window, large ceramic til…

Property details

MLS#

W13434842

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1100-1500

Style

Backsplit 3

Type

Semi-Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard, Park, Place Of Worship, Public Transit, School

Garage: 2-car Attached
Garage spaces: 2
Parking: 3 total
Lot: 35 × 119.09
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Porch Enclosed
Fronting on: East
Cross street: Williams Pkwy & Bramalea Rd
Basement: Full, Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Built-In Oven, Storage, Upgraded Insulation, Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	3.48m × 3.15m
Main	Living Room	3.35m × 7.92m
Main	Dining Room	2.74m × 3.51m
Upper	Primary Bedroom	3.05m × 5.08m
Upper	Bedroom 2	3.05m × 3.81m
Upper	Bedroom 3	2.82m × 3.76m
Basement	Recreation	3.35m × 5.36m
Basement	Laundry	2.13m × 2.74m
Basement	Bathroom	2.01m × 1.63m
Ground	Mud Room	2.03m × 4.42m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $745,000✓ $4,719 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,693/mo

incl. closing costs (yr 1)

Annual total

$68,312

year 1

Mortgage only

$2,826/mo

principal + interest

Beyond mortgage

$1,460/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$393/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $33,916/yr

Property taxes24% $16,094/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,450/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,916	$2,826/mo
Government & taxes
Property tax	$4,719	$393/mo
Land transfer tax(closing)	$11,375	$948/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,450	$621/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$68,312	$5,693/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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6 Glenridge Road

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Property details

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Rooms

Sales History

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Annual costs