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$495K · 2 bed Condo Apartment · 1027 - CL Clarke, Milton | MyPropertyScout

$494,999

Unit 402

22TenantOccupied

Map

$494,999

DOM15days

Unit 402

1370 Costigan Road · Milton · Ontario L9T 0Y7

MLS® W13431718 · 1027 - CL Clarke · L9T 0Y7

22TenantOccupied900-999 ft²Condo ApartmentNone15d$521/ft²$2,461 tax/yrBuilt 20188 yrs old

15 days on market

About this home

A beautiful family condo or an investors dream. A showstopper condo featuring 2 Bedroom & 2 Bath Condo Boasting 900 Sq Ft. Approx. Overlooking a beautiful Pond and nature via balcony. Laminate Floors In Main Living Area, Open Concept Kitchen With Granite Counters, Stainless Steel Appliances, Full Pantry, For Storage. Check out the features In Suite Laundry With Washer & Dryer. Both Bedrooms Are Spacious With Walk-In Closet & Direct Access To Full Bathrooms. Underground Parking & Locker Included.…

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Property details

MLS#: W13431718
Status: Conditionally Sold
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 675
Balcony: Terrace
Locker: Owned
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Trudeau Dr/Costigan Rd.
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor, Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE/MIRACLE REALTY LTD

Source: TRREB/PROPTX · MLS® W13431718

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$495K

Unit 402 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $494,999✓ $2,461 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,505/mo

incl. closing costs (yr 1)

Annual total

$54,060

year 1

Mortgage only

$1,878/mo

principal + interest

Beyond mortgage

$1,638/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$205/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $22,534/yr

Property taxes16% $8,836/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,950/yr

Condo fees13% $7,080/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,534	$1,878/mo
Government & taxes
Property tax	$2,461	$205/mo
Land transfer tax(closing)	$6,375	$531/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,950	$413/mo
Condo fees
Condo / HOA fees	$7,080	$590/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,060	$4,505/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 402

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs