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$589K · 3+1 bed Condo Townhouse · 1028 - CO Coates, Milton | MyPropertyScout

$589,000

Unit TH 105

3+13OwnerOccupied

Map

$589,000

DOM16days

Unit TH 105

8010 Derry Road · Milton · Ontario L9T 2X5

MLS® W13428278 · 1028 - CO Coates · L9T 2X5

3+13OwnerOccupied1000-1199 ft²Condo Townhouse1-car Underground16d$536/ft²$3,700 tax/yrNew build

16 days on market

About this home

Experience luxury living in this rare 2-storey condo townhouse with a private terrace in the sought-after Connect Building! Offering 3+1 bedrooms and 3 full washrooms, this spacious and functional layout includes a main-floor bedroom with a full bath-perfect for seniors, guests, or multi-generational living. Ideal for professionals, small families, or downsizers seeking space without compromise. THE UNIT IS HANDICAPPED EQUIPPED. Spent over 60K in upgrades from the builder.Enjoy an open-concept l…

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Property details

MLS#: W13428278
Status: Buy Now
Beds: 3+1
Baths: 3 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 0
Balcony: Open
Locker: Owned
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Derry Rd West & Hwy 25
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Primary Bedroom - Main Floor, Wheelchair Access
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	—
Main	Kitchen	—
Main	Bedroom	—
Upper	Bedroom 2	—
Upper	Bedroom 3	—
Upper	Office	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 PROPERTY ZONE REALTY INC.

Source: TRREB/PROPTX · MLS® W13428278

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$589K

Unit TH 105 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $589,000✓ $3,700 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,412/mo

incl. closing costs (yr 1)

Annual total

$64,940

year 1

Mortgage only

$2,234/mo

principal + interest

Beyond mortgage

$2,031/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$308/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$67/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $26,814/yr

Property taxes18% $11,955/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,890/yr

Condo fees15% $9,621/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,814	$2,234/mo
Government & taxes
Property tax	$3,700	$308/mo
Land transfer tax(closing)	$8,255	$688/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,890	$491/mo
Condo fees
Condo / HOA fees	$9,621	$802/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,940	$5,412/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit TH 105

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs