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$899K · 4+1 bed Semi-Detached · 1028 - CO Coates, Milton | MyPropertyScout

$899,000

969 Philbrook Drive

4+14OwnerOccupied

Map

$899,000

DOM16days

969 Philbrook Drive

Milton · Ontario L9T 0L2

MLS® W13427078 · 1028 - CO Coates · L9T 0L2

4+14OwnerOccupied1500-2000 ft²Semi-Detached 1-car Built-In16d$514/ft²Lot 27.8 x 82.7 ft$4,404 tax/yr

16 days on market

About this home

Dream Home You've Been Waiting For - Checks All the Boxes! Next to the Park, Excellent Schools, Grocery Stores, Banks, Soccer Fields, Family-Friendly Neighborhood, Finished Basement with Separate Entrance & In-Law Suite, Pot Lights Throughout, Granite Counters, Fireplace in Family Room, Large Backyard Deck, Great Curb Appeal & 3-Car Parking! Beautifully maintained owner-occupied home featuring 4 very spacious bedrooms and a functional layout with formal living, family, and dining rooms. Lots of…

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Property details

MLS#: W13427078
Status: Buy Now
Beds: 4+1
Baths: 4 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Semi-Detached
Year built: —

Roof: Shingles
Foundation: Concrete

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 27.82 × 82.65
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Lighting, Porch
Fronting on: East
Cross street: Thompson Rd and Louis St. Laurent Ave
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.23m × 2.63m
Main	Dining Room	3.06m × 3.84m
Main	Kitchen	2.93m × 3.42m
Main	Family Room	4.45m × 3.66m
Second	Primary Bedroom	4.45m × 3.7m
Second	Bedroom 2	3.53m × 3.05m
Second	Bedroom 3	3.42m × 3.05m
Second	Bedroom 4	2.8m × 3.91m
Second	Laundry	1.81m × 1.5m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® W13427078

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$899K

969 Philbrook Drive · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,000✓ $4,404 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,667/mo

incl. closing costs (yr 1)

Annual total

$80,005

year 1

Mortgage only

$3,411/mo

principal + interest

Beyond mortgage

$1,594/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$179,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$367/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $40,926/yr

Property taxes24% $18,859/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,990/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,926	$3,411/mo
Government & taxes
Property tax	$4,404	$367/mo
Land transfer tax(closing)	$14,455	$1,205/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,990	$749/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$80,005	$6,667/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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969 Philbrook Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs