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$600K · 2 bed Att/Row/Townhouse · 1023 - BE Beaty, Milton | MyPropertyScout

$600,000

Unit 114

22OwnerOccupied

Map

$600,000

DOM17days

Unit 114

620 Ferguson Drive · Milton · Ontario L9T 0M6

MLS® W13421112 · 1023 - BE Beaty · L9T 0M6

22OwnerOccupied1100-1500 ft²Att/Row/Townhouse1-car Attached17d$462/ft²Lot 20 x 42 ft$3,180 tax/yrBuilt 200323 yrs old

17 days on market

About this home

Stunning 2-Bdrm/2 Washroom Townhome In Prime Milton Location - Move-In Ready! Freshly Painted Throughout W/ Open Concept Layout & Bright, Sun-Filled Living Spaces. Fully Upgraded Kitchen W/ New Sink, Reconfigured Cabinets, Built-In Spice Rack & Custom Storage Solutions. Two Private Patios - One Off Living Room, One Exclusively Off Master Bdrm. Beautifully Landscaped Front Yard & Newer High-Performance Garage Door Opener. Only 6 Mins To Milton GO Station & 5 Mins To Milton District Hospital. Step…

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Property details

MLS#: W13421112
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1100-1500
Style: 3-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Lot: 20 × 42
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Other
Fronting on: East
Cross street: Derry Rd & Armstrong Blvd
Basement: None
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Ground	Foyer	3.2m × 2.8m
Ground	Bathroom	2.1m × 0.7m
Second	Family Room	1.78m × 2.72m
Second	Dining Room	2.95m × 2.84m
Second	Kitchen	2.82m × 3.76m
Third	Bedroom	3.33m × 3.63m
Third	Bedroom 2	3.12m × 2.82m
Third	Bathroom	2m × 2.5m
Third	Laundry	1.8m × 2.8m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOUSESIGMA INC.

Source: TRREB/PROPTX · MLS® W13421112

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$600K

Unit 114 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $600,000✓ $3,180 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,652/mo

incl. closing costs (yr 1)

Annual total

$55,822

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,211/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$120,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$265/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $27,315/yr

Property taxes21% $11,655/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,000/yr

Closing costs9% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,315	$2,276/mo
Government & taxes
Property tax	$3,180	$265/mo
Land transfer tax(closing)	$8,475	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,000	$500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,822	$4,652/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 114

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs