$1.75M · 5 bed Detached · 1027 - CL Clarke, Milton

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About this home

Tucked away on a 46 ft lot in Milton's sought-after Clarke neighbourhood, this spacious 5-bedroom, 5-bathroom home offers over 3,300 sq. ft. above grade plus a finished walkout basement. It's perfect for families who want both room to grow and a calm, natural setting.The highlight is the private wooded lot. With no homes behind you, you'll enjoy peaceful treetop views, birdsong, and true privacy. From morning coffee on the balcony to quiet evenings in the yard, it feels like a forest retreat rig…

Property details

MLS#

W13420762

Status

Buy Now

Beds

Baths

5 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard

Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 45.08 × 85.01
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone · Deck, Privacy
Fronting on: North
Cross street: Croft Ave/Cedar Hedge Road
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Built-In Oven, Carpet Free
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Den	3.7m × 3m
Main	Living Room	7m × 3.8m
Main	Dining Room	5.5m × 3.8m
Main	Breakfast	3.9m × 3.4m
Main	Kitchen	3.9m × 3.6m
Second	Primary Bedroom	4m × 5.6m
Second	Bedroom 2	3.4m × 3.5m
Second	Bedroom 3	3m × 3.5m
Second	Bedroom 4	3.7m × 5.3m
Second	Bedroom 5	3.7m × 3.4m
Second	Laundry	2.4m × 2m
Basement	Great Room	6.6m × 16.2m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,749,000✓ $6,971 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,336/mo

incl. closing costs (yr 1)

Annual total

$148,028

year 1

Mortgage only

$6,635/mo

principal + interest

Beyond mortgage

$2,621/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$349,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$581/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$17,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$31,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $79,622/yr

Property taxes26% $38,426/yr

Utilities4% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $17,490/yr

Closing costs3% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$79,622	$6,635/mo
Government & taxes
Property tax	$6,971	$581/mo
Land transfer tax(closing)	$31,455	$2,621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$17,490	$1,458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$148,028	$12,336/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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332 McGibbon Drive

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Property details

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Rooms

Sales History

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Annual costs