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$520K · 1+1 bed Condo Apartment · 1029 - DE Dempsey, Milton | MyPropertyScout

$520,000

Unit 114

1+11OwnerOccupied

Map

New Build

$520,000

F●●●○○DOM17days

Unit 114

1050 Main Street · Milton · Ontario L9T 9M3

MLS® W13419448 · 1029 - DE Dempsey · L9T 9M3

1+11OwnerOccupied700-799 ft²Condo Apartment1-car Underground17d$694/ft²$2,660 tax/yrBuilt 20251 yr old

21% above market · 17 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

WOW-What a beautiful layout ! Welcome to the Prestigious Art on Main, where luxury meets lifestyle in this amazing layout of 744 square foot ground-floor residence. This 1+1 Bed is really like a 2 Bedroom place. The second room is very spacious and can be used as another bedroom or as your home office. This home has a rare privilege of direct outdoor access with a private large walkout patio having a gas hook for your very own BBQ unlike other units. A great addition for dining and entertaining.…

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Property details

MLS#: W13419448
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Arts Centre, Clear View, Library, Park, Public Transit, Rec./Commun.Centre

Condo corp #: 0
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Bike Storage, Concierge, Guest Suites, Gym, Outdoor Pool
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Fan Coil
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Landscaped, Privacy, Year Round Living
Fronting on: —
Cross street: Main St E and Thompson Rd
Basement: Apartment
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Bar Fridge, Carpet Free, Central Vacuum, ERV/HRV, Guest Accommodations, Sauna, Steam Room, Storage Area Lockers
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Kitchen	2.6m × 3.1m
Flat	Dining Room	3.9m × 5m
Flat	Living Room	3.9m × 5m
Flat	Primary Bedroom	3.7m × 3.8m
Flat	Bedroom 2	2.6m × 2.8m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE CERTIFIED REALTY

Source: TRREB/PROPTX · MLS® W13419448

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$520K

Unit 114 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $520,000✓ $2,660 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,582/mo

incl. closing costs (yr 1)

Annual total

$54,989

year 1

Mortgage only

$1,973/mo

principal + interest

Beyond mortgage

$1,578/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$222/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,200/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $23,673/yr

Property taxes17% $9,535/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,200/yr

Condo fees13% $7,422/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,673	$1,973/mo
Government & taxes
Property tax	$2,660	$222/mo
Land transfer tax(closing)	$6,875	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,200	$433/mo
Condo fees
Condo / HOA fees	$7,422	$618/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,989	$4,582/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 114

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs