$1.30M · 1 bed Condo Apartment · Kingsway South, Toronto

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About this home

Nestled within the prestigious Old Mill Terrace, this spacious two-storey suite offers a perfect blend of timeless charm and modern design. The stately exterior reflects the character of The Kingsway, while inside, contemporary finishes create a serene and stylish retreat. The main level is bright and airy, with floor-to-ceiling windows that frame leafy views and fill the space with natural light. A sleek, modern kitchen anchors the open living area, which opens onto a private balcony, perfect…

Property details

MLS#

W13240960

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1400-1599

Style

2-Storey

Type

Condo Apartment

Year built

—

Property features: Library, Park, Public Transit, Ravine, School

Condo corp #: 532
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Bike Storage, Car Wash, Party Room/Meeting Room, Visitor Parking
Fees include: Water Included, Cable TV Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: The Kingsway & Bloor St
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	5.99m × 6.4m
Main	Dining Room	5.99m × 6.4m
Main	Kitchen	3.96m × 5.11m
Second	Primary Bedroom	4.7m × 6.1m

Level

Room

Dimensions

Main

Living Room

5.99m × 6.4m

Main

Dining Room

5.99m × 6.4m

Main

Kitchen

3.96m × 5.11m

Second

Primary Bedroom

4.7m × 6.1m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,298,000✓ $4,682 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,379/mo

incl. closing costs (yr 1)

Annual total

$124,548

year 1

Mortgage only

$4,924/mo

principal + interest

Beyond mortgage

$3,127/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$259,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$390/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$113/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$22,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $59,091/yr

Property taxes22% $27,117/yr

Utilities2% $2,460/yr

Insurance & security1% $1,600/yr

Maintenance10% $12,980/yr

Condo fees13% $16,200/yr

Closing costs4% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$59,091	$4,924/mo
Government & taxes
Property tax	$4,682	$390/mo
Land transfer tax(closing)	$22,435	$1,870/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,980	$1,082/mo
Condo fees
Condo / HOA fees	$16,200	$1,350/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$124,548	$10,379/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs