$550K · 2 bed Condo Townhouse · Headon, Burlington

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About this home

Welcome to the sought-after Paddington Gardens in Burlington's desirable Headon Forest community! Ideally located close to shopping, restaurants, parks, schools, public transit and major highway access, this home is perfect for first-time buyers, downsizers or investors alike. This bright and spacious 980 square foot two-bedroom home offers an open-concept layout featuring beautiful wood flooring throughout the kitchen, living and dining areas. The generous living room is highlighted by a cozy g…

Property details

MLS#

W13236938

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

900-999

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Unknown

Condo corp #: 231
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Dundas St
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Built-In Oven, Water Heater Owned
Parking features: Private

Level	Room	Dimensions
Main	Living Room	4.55m × 5.46m
Main	Kitchen	2.59m × 3.25m
Main	Primary Bedroom	3.15m × 3.61m
Main	Bedroom	2.95m × 3.43m
Main	Bathroom	—

Level

Room

Dimensions

Main

Living Room

4.55m × 5.46m

Main

Kitchen

2.59m × 3.25m

Main

Primary Bedroom

3.15m × 3.61m

Main

Bedroom

2.95m × 3.43m

Main

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $2,876 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,729/mo

incl. closing costs (yr 1)

Annual total

$56,754

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,562/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$240/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $25,034/yr

Property taxes18% $10,349/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,499/yr

Condo fees9% $5,212/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$2,876	$240/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Condo fees
Condo / HOA fees	$5,212	$434/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,754	$4,729/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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