$549K · 2+1 bed Condo Apartment · Mount Olive-Silverstone-Jamestown, Toronto

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About this home

You can have it all!!! This amazing unit features 2 spacious bedrooms, a solarium that can be converted to a 3rd bedroom, 2 full bathrooms, ensuite laundry room, 2 parking spaces, and a locker, with A 24-hour gated and secure complex all situated within the beautiful Humber River and Rowntree Mills Park. Stay active with direct access to the Humber Trail, perfect for walking, running, or biking to Lake Ontario. Enjoy a wide range of amenities including a gym, indoor and outdoor pools, hot tub, 4…

Property details

MLS#

W13231594

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

1200-1399

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Hospital, Park, Public Transit, Ravine

Condo corp #: 1061
Balcony: Open
Locker: Owned
Association amenities: Concierge, Exercise Room, Game Room, Indoor Pool, Party Room/Meeting Room, Tennis Court
Fees include: Heat Included, Water Included, Cable TV Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Kipling south of Steeles
Basement: None
Stories: 7
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: None

Level	Room	Dimensions
Flat	Living Room	4m × 7.01m
Flat	Dining Room	4m × 7.01m
Flat	Kitchen	2.5m × 2.77m
Flat	Solarium	2.88m × 4.11m
Flat	Primary Bedroom	3.17m × 5.01m
Flat	Bedroom 2	3.09m × 3.97m
Flat	Bathroom	—
Flat	Laundry	—

Level

Room

Dimensions

Flat

Living Room

4m × 7.01m

Flat

Dining Room

4m × 7.01m

Flat

Kitchen

2.5m × 2.77m

Flat

Solarium

2.88m × 4.11m

Flat

Primary Bedroom

3.17m × 5.01m

Flat

Bedroom 2

3.09m × 3.97m

Flat

Bathroom

—

Flat

Laundry

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,000✓ $1,523 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,293/mo

incl. closing costs (yr 1)

Annual total

$63,511

year 1

Mortgage only

$2,083/mo

principal + interest

Beyond mortgage

$2,130/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$127/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$93/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $24,993/yr

Property taxes14% $8,978/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,490/yr

Condo fees21% $13,390/yr

Closing costs8% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,993	$2,083/mo
Government & taxes
Property tax	$1,523	$127/mo
Land transfer tax(closing)	$7,455	$621/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,490	$458/mo
Condo fees
Condo / HOA fees	$13,390	$1,116/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$63,511	$5,293/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs