$8M · 5+1 bed Detached · Mineola, Mississauga

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About this home

Set on over an acre along the Credit River in prestigious Mineola West, this architectural waterfront residence offers over 7,700 sq ft of refined living space, blending contemporary design with the warmth and calm of a private retreat. Defined by floor-to-ceiling glass, soaring ceilings, striking sight lines, and seamless indoor-outdoor living, the home features multiple fireplaces, a sculptural floating staircase, a custom Marana kitchen with premium appliances, and thoughtfully integrated sma…

Property details

MLS#

W13227940

Status

Buy Now

Beds

5+1

Baths

6 full, 0 half

Size

5000 +

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Gazebo, Storage
Property features: Library, Park, River/Stream, School, Waterfront

Fireplace features: Rec Room, Living Room

Waterfront: Yes
Water view: Direct
Water body: Credit River
Water frontage: 32.11 ft
Shoreline: Unknown
Waterfront features: River Access

Garage: 2-car Attached
Garage spaces: 2
Parking: 12 total
Lot: 110 × 400
Heating: Radiant
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Exterior: Brick · Landscaped, Lawn Sprinkler System
Fronting on: South
Cross street: Hurontario/Pinetree Way
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Water Softener, Storage, Carpet Free, Built-In Oven, Central Vacuum
Parking features: Circular Drive

Rooms

Level	Room	Dimensions
Main	Foyer	6.86m × 5.72m
Main	Living Room	5.06m × 8.14m
Main	Kitchen	4.84m × 8.6m
Main	Dining Room	2.61m × 11.26m
Main	Office	4.1m × 3.98m
Main	Sunroom	5.71m × 4.52m
Second	Primary Bedroom	6.93m × 4.86m
Second	Bedroom 2	4.39m × 6.33m
Second	Bedroom 3	4.83m × 5.77m
Second	Bedroom 4	5.03m × 2.7m
Second	Loft	5.19m × 5.76m
Second	Den	3.69m × 4.8m
Lower	Recreation	6.43m × 13.51m
Lower	Family Room	5.73m × 8.12m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $7,998,850✓ $43,832 tax✓ Gas✓ 5000 + ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$57,364/mo

incl. closing costs (yr 1)

Annual total

$688,368

year 1

Mortgage only

$30,345/mo

principal + interest

Beyond mortgage

$11,023/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,599,770

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$3,653/mo

Utilities

Hydro / electricity$350/mo

≈ $0.07/ft² × ~5,000 ft² · ON avg ~$350/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$79,989/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$186,446

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $364,142/yr

Property taxes33% $230,278/yr

Utilities1% $7,260/yr

Insurance & security0% $1,600/yr

Maintenance12% $79,989/yr

Closing costs1% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$364,142	$30,345/mo
Government & taxes
Property tax	$43,832	$3,653/mo
Land transfer tax(closing)	$186,446	$15,537/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$4,200	$350/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$79,989	$6,666/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$688,368	$57,364/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1510 Pinetree Crescent

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs