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$696K · 3 bed Condo Townhouse · 1037 - TM Timberlea, Milton | MyPropertyScout

$695,900

Unit 68

33OwnerOccupied

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$695,900

A●●○○○DOM24days

Unit 68

445 Ontario Street · Milton · Ontario L9T 9K4

MLS® W13227108 · 1037 - TM Timberlea · L9T 9K4

33OwnerOccupied1400-1599 ft²Condo Townhouse1-car Built-In24d$464/ft²$3,336 tax/yr

7% below market · regional est. · 24 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Your dream townhouse in one of Milton's most convenient locations. Just minutes to Main Street, Highways 401 and 407, Milton GO, shopping, and transit, yet tucked away in a quiet, family-friendly complex that offers the perfect balance of accessibility and comfort. This spacious townhouse stands out with thoughtful design and features you rarely find in this price range. One of the highlights is the separate family room, an additional living space that is perfect for cozy movie nights, a playroo…

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Property details

MLS#: W13227108
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1400-1599
Style: 3-Storey
Type: Condo Townhouse
Year built: —

Property features: Hospital, Library, Park, Public Transit, Rec./Commun.Centre, School

Condo corp #: 704
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Deck
Fronting on: —
Cross street: Ontario St S / Derry Rd
Basement: Partial Basement
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Storage Area Lockers, Water Softener
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	4.78m × 4.91m
Main	Dining Room	4.78m × 4.91m
Main	Kitchen	2.44m × 3.89m
Second	Family Room	3.35m × 4.95m
Second	Laundry	—
Third	Primary Bedroom	3.4m × 4.95m
Third	Bedroom 2	2.44m × 3.96m
Third	Bedroom 3	2.46m × 3.45m
Ground	Workshop	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® W13227108

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$696K

Unit 68 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $695,900✓ $3,336 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,553/mo

incl. closing costs (yr 1)

Annual total

$66,637

year 1

Mortgage only

$2,640/mo

principal + interest

Beyond mortgage

$1,589/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,180

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$278/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,959/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$25/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,393

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $31,680/yr

Property taxes21% $13,729/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,959/yr

Condo fees5% $3,609/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,680	$2,640/mo
Government & taxes
Property tax	$3,336	$278/mo
Land transfer tax(closing)	$10,393	$866/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,959	$580/mo
Condo fees
Condo / HOA fees	$3,609	$301/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,637	$5,553/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 68

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs