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$460K · 1 bed Condo Apartment · 1029 - DE Dempsey, Milton | MyPropertyScout

$459,900

Unit 405

11OwnerOccupied

Map

$459,900

D●●●○○DOM24days

Unit 405

Art on Main · 1050 Main Street · Milton · Ontario L9T 9M3

MLS® W13226910 · 1029 - DE Dempsey · L9T 9M3

11OwnerOccupied600-699 ft²Condo Apartment1-car Underground24d$708/ft²$2,313 tax/yrBuilt 20188 yrs old

7% above market · 24 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Art on Main, one of Milton's boutique condominium residences, perfectly situated in the heart of the community. This beautifully appointed 1-bedroom, 1-bathroom suite offers a bright and contemporary open-concept design, enhanced by soaring 9-foot smooth ceilings, stylish laminate flooring, and an abundance of natural light throughout. The modern kitchen is thoughtfully designed with granite countertops, stainless steel appliances, undermount lighting, and ample cabinetry, seamlessly…

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Property details

MLS#: W13226910
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Property features: Arts Centre, Library, Park, Public Transit, Rec./Commun.Centre

View: Downtown, Skyline

Building name: Art on Main
Condo corp #: 736
Balcony: Terrace
Locker: Owned
Association amenities: Bike Storage, Concierge, Elevator, Gym, Outdoor Pool, Party Room/Meeting Room
Fees include: Heat Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Metal/Steel Siding, Stucco (Plaster) · Landscape Lighting, Lighting
Fronting on: —
Cross street: Main St E & Thompson Road
Basement: None
Stories: 4
Utilities: —
Laundry: Laundry Closet
Interior: Carpet Free
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Kitchen	2.83m × 2.44m
Flat	Dining Room	3.35m × 5.77m
Flat	Living Room	3.35m × 5.77m
Flat	Primary Bedroom	3.35m × 3.05m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTY SPECIALISTS INC.

Source: TRREB/PROPTX · MLS® W13226910

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$460K

Unit 405 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $459,900✓ $2,313 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,229/mo

incl. closing costs (yr 1)

Annual total

$50,754

year 1

Mortgage only

$1,745/mo

principal + interest

Beyond mortgage

$1,554/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$193/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,937/yr

Property taxes16% $7,986/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,599/yr

Condo fees13% $6,572/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,937	$1,745/mo
Government & taxes
Property tax	$2,313	$193/mo
Land transfer tax(closing)	$5,673	$473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,599	$383/mo
Condo fees
Condo / HOA fees	$6,572	$548/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,754	$4,229/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs