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$700K · 3+1 bed Condo Townhouse · Downtown Brampton, Brampton | MyPropertyScout

$699,900

Unit 40

28 DOM

3+1228d

Map

DOM 28

$699,900

F●●●○○DOM28days

Unit 40

120 Railroad Street · Brampton · Ontario L6X 5A1

MLS® W13226878 · Downtown Brampton · L6X 5A1

3+12OwnerOccupied1200-1399 ft²Condo Townhouse1-car Built-In28d$539/ft²$4,178 tax/yr

21% above market · 28 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Experience the rare feel of a semi-detached home in this beautifully maintained end-unit townhouse, ideally positioned with no homes behind and unobstructed views of lush green space, the park, and cricket pitch. Offering over 1,500 sq. ft. of total living space, this bright and inviting home features a finished walk-out basement and a stunning backyard retreat complete with a storage shed for added convenience.The sun-filled main level showcases large windows throughout, filling the home with n…

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Property details

MLS#: W13226878
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 1200-1399
Style: 3-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Park, Public Transit, School

Condo corp #: 632
Balcony: Terrace
Locker: None
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Queen & McMurchy
Basement: Finished with Walk-Out
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: Private

Rooms

Level	Room	Dimensions
Lower	Family Room	2.74m × 5.18m
Main	Living Room	7.68m × 3.17m
Main	Dining Room	7.68m × 3.17m
Main	Kitchen	3.66m × 2.68m
Main	Breakfast	3.66m × 2.68m
Second	Primary Bedroom	3.69m × 3.17m
Second	Bedroom 2	3.35m × 2.68m
Second	Bedroom 3	2.99m × 2.56m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® W13226878

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$700K

Unit 40 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,900✓ $4,178 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,571/mo

incl. closing costs (yr 1)

Annual total

$66,851

year 1

Mortgage only

$2,655/mo

principal + interest

Beyond mortgage

$1,585/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$348/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$19/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $31,862/yr

Property taxes22% $14,651/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,999/yr

Condo fees4% $2,679/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,862	$2,655/mo
Government & taxes
Property tax	$4,178	$348/mo
Land transfer tax(closing)	$10,473	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,999	$583/mo
Condo fees
Condo / HOA fees	$2,679	$223/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,851	$5,571/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 40

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs