$3.29M · 2+4 bed Detached · Rural Milton West, Milton

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About this home

Discover a rare, private estate that delivers the ultimate "no-commute cottage" lifestyle. Set on over 10 lush acres amidst the stunning Niagara Escarpment, this meticulously maintained property is just minutes from downtown Milton and the new 401 & Tremaine exchange. Surrounded by vibrant perennial gardens and mature trees, you are perfectly positioned in the heart of Halton Conservation's premier parks. Including Kelso, Rattlesnake Point, and the Bruce Trail, ideal for outdoor enthusiasts who…

Property details

MLS#

W13224274

Status

Buy Now

Beds

2+4

Baths

3 full, 0 half

Size

3000-3500

Style

Bungalow

Type

Detached

Year built

—

Lot features: Irregular Lot
Lot dimensions: 100 × 1500

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Greenhouse
Property features: Fenced Yard

Fireplaces: 2
Fireplace features: Propane

View: Panoramic, Forest, Trees/Woods

Garage: 5-car Attached
Garage spaces: 5
Parking: 25 total
Heating: Forced Air
Heating fuel: Ground Source
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Wood, Stone · Controlled Entry, Deck, Hot Tub, Lighting, Lawn Sprinkler System, Porch, Privacy
Fronting on: South
Cross street: 401 West to RR 25 South. Turn right on Steeles Ave. Property is on left going up the escarpment.
Basement: Walk-Out, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Other, Water Heater Owned, Central Vacuum
Parking features: Private, Other, Circular Drive, Inside Entry, Right Of Way

Rooms

Level	Room	Dimensions
Main	Kitchen	4.52m × 7.62m
Main	Living Room	4.55m × 5.84m
Main	Dining Room	3.99m × 4.57m
Main	Family Room	5.31m × 6.91m
Main	Foyer	3.05m × 3.17m
Main	Bedroom	2.74m × 3.96m
Main	Primary Bedroom	4.57m × 5.51m
Main	Other	1.5m × 2.34m
Main	Laundry	2.31m × 2.44m
Main	Recreation	3.61m × 5.89m
Lower	Bedroom	3.89m × 4.19m
Lower	Bedroom	3.86m × 4.29m
Lower	Bedroom	3.86m × 4.24m
Lower	Bedroom	4.52m × 5.23m
Lower	Game Room	4.44m × 3.86m
Lower	Recreation	5.31m × 6.83m
Lower	Foyer	3.07m × 7.62m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $3,290,000✓ $8,940 tax✓ Ground Source✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$22,736/mo

incl. closing costs (yr 1)

Annual total

$272,830

year 1

Mortgage only

$12,481/mo

principal + interest

Beyond mortgage

$4,069/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$658,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$745/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo · assumes gas heat

Ground Source$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$32,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$68,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $149,775/yr

Property taxes28% $77,665/yr

Utilities2% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $32,900/yr

Closing costs2% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$149,775	$12,481/mo
Government & taxes
Property tax	$8,940	$745/mo
Land transfer tax(closing)	$68,725	$5,727/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Ground Source	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$32,900	$2,742/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$272,830	$22,736/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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5590 STEELES Avenue

About this home

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Property details

Additional listing data

Rooms

Sales History

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Annual costs