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$1000K · 4+2 bed Semi-Detached · 1051 - Walker, Milton | MyPropertyScout

$999,900

441 Bergamot Avenue

4+25TenantOccupied

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↓ $159,100Price Reduced

$999,900

A●●●○○DOM25days

441 Bergamot Avenue

Milton · Ontario L9E 1T9

MLS® W13222838 · 1051 - Walker · L9E 1T9

4+25TenantOccupied1500-2000 ft²Semi-Detached 1-car Built-In25d$571/ft²Lot 26.3 x 91.8 ft$4,279 tax/yrBuilt 20233 yrs old

13% below market · 25 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 441 Bergamot Avenue, a beautifully maintained 3-year-old semi-detached home located in one of Milton's most desirable family communities. This spacious property offers 4 bedrooms and 4 washrooms with a finished basement and a separate entrance completed by the builder.The main level features a bright open-concept layout with 9-foot smooth ceilings and hardwood flooring throughout the entire home. There is no carpet, offering a clean and modern finish with easy maintenance. The contemp…

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Property details

MLS#: W13222838
Status: Buy Now
Beds: 4+2
Baths: 5 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Semi-Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 26.25 × 91.83
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Britania Rd and Termaine Rd N
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	2.59m × 3.81m
Main	Great Room	3.66m × 6.35m
Main	Dining Room	4.17m × 4.8m
Second	Primary Bedroom	3.38m × 4.44m
Second	Bedroom 2	3.05m × 4.1m
Second	Bedroom 3	3.1m × 3.02m
Main	Bedroom 4	3.12m × 4.11m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 RED STAR REALTY INC.

Source: TRREB/PROPTX · MLS® W13222838

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$1000K

441 Bergamot Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,900✓ $4,279 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,292/mo

incl. closing costs (yr 1)

Annual total

$87,501

year 1

Mortgage only

$3,793/mo

principal + interest

Beyond mortgage

$1,667/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$357/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $45,520/yr

Property taxes24% $20,752/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,999/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,520	$3,793/mo
Government & taxes
Property tax	$4,279	$357/mo
Land transfer tax(closing)	$16,473	$1,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,999	$833/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$87,501	$7,292/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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441 Bergamot Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs