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$1.10M · 4 bed Detached · 1025 - BW Bowes, Milton | MyPropertyScout

$1,099,000

1226 Muskoka Heights

43OwnerOccupied

Map

$1,099,000

A●●○○○DOM28days

1226 Muskoka Heights

Milton · Ontario L9E 1Y6

MLS® W13214010 · 1025 - BW Bowes · L9E 1Y6

43OwnerOccupied2000-2500 ft²Detached1-car Attached28d$488/ft²Lot 33 x 88 ft$4,799 tax/yrBuilt 20233 yrs old

12% below market · regional est. · 28 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 1226 Muskoka Heights - a 3-year-old freehold detached home, offering approximately 2,247 sq ft above grade in Milton's sought-after Bowes neighbourhood. This stunning 4-bedroom, 3-bathroom residence seamlessly blends modern elegance, smart-home technology, and premium finishes - with absolutely no rental equipment. The main floor impresses with 9-ft ceilings, rich hardwood flooring, pot lights, custom blinds, and a cozy gas fireplace perfect for entertaining. The upgraded chef's kitch…

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Property details

MLS#: W13214010
Status: Buy Now
Beds: 4
Baths: 3 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full
Property features: Golf, Library, Park, River/Stream, School, Skiing

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 33 × 88
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Whitlock Ave/Muskoka Heights
Basement: Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater, On Demand Water Heater
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PIVOT REAL ESTATE GROUP

Source: TRREB/PROPTX · MLS® W13214010

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$1.10M

1226 Muskoka Heights · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,099,000✓ $4,799 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,994/mo

incl. closing costs (yr 1)

Annual total

$95,925

year 1

Mortgage only

$4,169/mo

principal + interest

Beyond mortgage

$1,828/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$219,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$400/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$18,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $50,031/yr

Property taxes24% $23,254/yr

Utilities5% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,990/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$50,031	$4,169/mo
Government & taxes
Property tax	$4,799	$400/mo
Land transfer tax(closing)	$18,455	$1,538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,990	$916/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$95,925	$7,994/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1226 Muskoka Heights

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs