$2.25M · 4+2 bed Detached · 1032 - FO Ford, Milton

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About this home

Your opportunity to own a fully customized home on a private street at the desirable Oakville/Milton border. Set on an oversized pie-shaped lot backing onto ravine and conservation land, this exceptional property offers approx. 5,200 sq.ft. of finished living space designed for comfort, entertaining, and everyday luxury. Featuring 10ft ceilings on the main level, 9ft ceilings upstairs, and high-end custom finishes throughout - including a marble, custom Bloomsbury-built kitchen and White Oak 5"…

Property details

MLS#

W13211194

Status

Buy Now

Beds

4+2

Baths

5 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Family Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 8 total
Lot: 35.15 × 117.52
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone
Fronting on: South
Cross street: Regional Rd 25 & Whitlock Ave
Basement: Finished with Walk-Out, Full
Stories: —
Utilities: —
Laundry: —
Interior: Air Exchanger, Auto Garage Door Remote
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Dining Room	4.27m × 5.51m
Main	Kitchen	4.39m × 7.32m
Main	Living Room	4.57m × 6.88m
Main	Den	3.48m × 4.57m
Second	Bedroom	5.28m × 6.05m
Second	Other	2.79m × 3.73m
Second	Bedroom 2	4.8m × 5.49m
Second	Bedroom 3	4.29m × 5.03m
Second	Bedroom 4	3.4m × 3.63m
Lower	Bedroom 5	3.81m × 4.09m
Lower	Bedroom	4.27m × 4.65m
Lower	Recreation	4.27m × 9.86m
Lower	Utility Room	2.72m × 6.25m
Lower	Other	2.34m × 2.92m
Lower	Other	2.59m × 2.67m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,249,999✓ $7,013 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$15,666/mo

incl. closing costs (yr 1)

Annual total

$187,998

year 1

Mortgage only

$8,536/mo

principal + interest

Beyond mortgage

$3,112/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$450,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$584/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$22,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$42,725

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $102,430/yr

Property taxes26% $49,738/yr

Utilities4% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $22,500/yr

Closing costs3% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$102,430	$8,536/mo
Government & taxes
Property tax	$7,013	$584/mo
Land transfer tax(closing)	$42,725	$3,560/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$22,500	$1,875/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$187,998	$15,666/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1335 Britton Crescent

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs