$402K · 1 bed Condo Apartment · City Centre, Mississauga

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About this home

Perfectly Situated In The Heart Of Mississauga City Centre, This Like-New 1-Bedroom Condo Offers Exceptional Convenience Just Steps To Square One, Sheridan College, Celebration Square, Central Library, Restaurants, Parks, And Entertainment. Enjoy Seamless Access To MiWay, GO Transit, City Centre Transit Terminal, And The Upcoming Hurontario LRT. This Bright And Modern Suite Features An Open-Concept Layout With Laminate Flooring, Contemporary Finishes, And A Stylish Kitchen Complete With Quartz C…

Property details

MLS#

W13206528

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

0-499

Style

Apartment

Type

Condo Apartment

Year built

—

Foundation: Concrete Block
Property features: Rec./Commun.Centre, Public Transit, Library, School

Condo corp #: 1187
Balcony: Open
Locker: Owned
Association amenities: Gym, Party Room/Meeting Room, Media Room, Guest Suites
Fees include: CAC Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Burnhamthorpe/Confederation
Basement: None
Stories: 10
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Level	Room	Dimensions
Flat	Living Room	3.07m × 2.28m
Flat	Dining Room	3.07m × 2.28m
Flat	Kitchen	2.71m × 3.35m
Flat	Primary Bedroom	3m × 3m

Level

Room

Dimensions

Flat

Living Room

3.07m × 2.28m

Flat

Dining Room

3.07m × 2.28m

Flat

Kitchen

2.71m × 3.35m

Flat

Primary Bedroom

3m × 3m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $402,000✓ $2,750 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,692/mo

incl. closing costs (yr 1)

Annual total

$44,302

year 1

Mortgage only

$1,525/mo

principal + interest

Beyond mortgage

$1,332/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$80,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$229/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,020/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,515

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,301/yr

Property taxes16% $7,265/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,020/yr

Condo fees9% $4,056/yr

Closing costs12% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,301	$1,525/mo
Government & taxes
Property tax	$2,750	$229/mo
Land transfer tax(closing)	$4,515	$376/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,020	$335/mo
Condo fees
Condo / HOA fees	$4,056	$338/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,302	$3,692/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs