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$950K · 3 bed Detached · 1035 - OM Old Milton, Milton | MyPropertyScout

$949,900

79 Commercial Street

32OwnerOccupied

Map

$949,900

B●●●○○DOM30days

79 Commercial Street

Milton · Ontario L9T 2H8

MLS® W13184538 · 1035 - OM Old Milton · L9T 2H8

32OwnerOccupied1500-2000 ft²DetachedNone30d$543/ft²Lot 64 x 132 ft$4,860 tax/yrBuilt 200323 yrs old

3% below market · 30 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Check out this fully detached home in a superb location - only a short walk to shops & restaurants in beautiful downtown Milton! Highlighted by a spectacular 66.26' x 132.20' lot with a backyard oasis - fireplace, shed, outbuildings, storage, an oversized covered deck and multiple areas for entertaining. Custom built from the ground up in 2007 including a brand new foundation with full height basement. 3 large bedrooms stainless steel appliances and ready to go in move in condition. Spend your s…

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Property details

MLS#: W13184538
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: None
Garage spaces: 0
Parking: 8 total
Lot: 64 × 132
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Board & Batten
Fronting on: East
Cross street: Commercial/Pine
Basement: Partially Finished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® W13184538

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$950K

79 Commercial Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,900✓ $4,860 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,025/mo

incl. closing costs (yr 1)

Annual total

$84,306

year 1

Mortgage only

$3,604/mo

principal + interest

Beyond mortgage

$1,674/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$405/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $43,244/yr

Property taxes24% $20,333/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,499/yr

Closing costs6% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,244	$3,604/mo
Government & taxes
Property tax	$4,860	$405/mo
Land transfer tax(closing)	$15,473	$1,289/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,499	$792/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$84,306	$7,025/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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79 Commercial Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs