$849K · 2 bed Condo Townhouse · Rural Caledon, Caledon

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About this home

Welcome to the prestigious Legacy Pines community in Palgrave, one of Caledon's most sought-after enclaves. Nestled among breathtaking conservation lands, rolling hills, and towering pines, this hidden gem offers an exceptional lifestyle surrounded by nature and backing directly onto the renowned Legacy Pines Golf Course. This beautifully maintained 2-bedroom bungalow showcases true pride of ownership and offers bright, airy living spaces with modern finishes throughout. Stunning landscaped gr…

Property details

MLS#

W13169800

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1400-1599

Style

Bungalow

Type

Condo Townhouse

Year built

—

Condo corp #: 647
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Hwy 50 & Zimmerman Dr
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: Laundry Closet
Interior: Primary Bedroom - Main Floor, Carpet Free, Auto Garage Door Remote, Central Vacuum, Water Heater Owned, Water Purifier
Parking features: Private

Level	Room	Dimensions
Main	Living Room	4.31m × 4.83m
Main	Dining Room	2.21m × 4.31m
Main	Kitchen	2.86m × 4.1m
Main	Primary Bedroom	3.76m × 3.78m
Main	Bedroom 2	3.28m × 3.73m
Main	Foyer	2.18m × 2.95m
Lower	Recreation	8.24m × 11.13m
Lower	Office	3.01m × 3.95m
Lower	Utility Room	4.4m × 5.66m
Lower	Workshop	3.56m × 3.98m

Level

Room

Dimensions

Main

Living Room

4.31m × 4.83m

Main

Dining Room

2.21m × 4.31m

Main

Kitchen

2.86m × 4.1m

Main

Primary Bedroom

3.76m × 3.78m

Main

Bedroom 2

3.28m × 3.73m

Main

Foyer

2.18m × 2.95m

Lower

Recreation

8.24m × 11.13m

Lower

Office

3.01m × 3.95m

Lower

Utility Room

4.4m × 5.66m

Lower

Workshop

3.56m × 3.98m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,000✓ $4,649 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,905/mo

incl. closing costs (yr 1)

Annual total

$82,864

year 1

Mortgage only

$3,221/mo

principal + interest

Beyond mortgage

$2,105/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$387/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $38,650/yr

Property taxes22% $18,104/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $8,490/yr

Condo fees8% $6,960/yr

Closing costs6% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,650	$3,221/mo
Government & taxes
Property tax	$4,649	$387/mo
Land transfer tax(closing)	$13,455	$1,121/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,490	$708/mo
Condo fees
Condo / HOA fees	$6,960	$580/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,864	$6,905/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs