$547K · 2 bed Condo Apartment · Mount Olive-Silverstone-Jamestown, Toronto

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About this home

Welcome to Platinum on the Humber. Offering nearly 1,200 sq. ft. of well-designed living space, this freshly painted suite features a sun-filled solarium spanning across the main living area and a spacious living and dining area perfect for comfortable entertaining or growing families.Enjoy an upgraded kitchen and updated bathrooms, a generous primary bedroom with private balcony, double closets, and ensuite bath, plus a bright and spacious second bedroom.Set on a quiet, tree-lined cul-de-sac wi…

Property details

MLS#

W13148054

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1000-1199

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Cul de Sac/Dead End, Public Transit, Ravine

View: Clear, Park/Greenbelt, Trees/Woods

Condo corp #: 1036
Balcony: Open
Locker: Exclusive
Association amenities: Gym, Indoor Pool, Outdoor Pool, Party Room/Meeting Room, Sauna, Squash/Racquet Court
Fees include: Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Kipling/Steeles
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Level	Room	Dimensions
Flat	Living Room	3.35m × 7.56m
Flat	Kitchen	2.16m × 2.71m
Flat	Primary Bedroom	3.32m × 5.06m
Flat	Bedroom 2	2.99m × 3.39m
Flat	Laundry	1.07m × 2.47m
Flat	Solarium	2.5m × 5.39m

Level

Room

Dimensions

Flat

Living Room

3.35m × 7.56m

Flat

Kitchen

2.16m × 2.71m

Flat

Primary Bedroom

3.32m × 5.06m

Flat

Bedroom 2

2.99m × 3.39m

Flat

Laundry

1.07m × 2.47m

Flat

Solarium

2.5m × 5.39m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $547,000✓ $1,486 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,094/mo

incl. closing costs (yr 1)

Annual total

$61,122

year 1

Mortgage only

$2,075/mo

principal + interest

Beyond mortgage

$1,942/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$124/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,470/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$78/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,415

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $24,902/yr

Property taxes15% $8,901/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,470/yr

Condo fees18% $11,190/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,902	$2,075/mo
Government & taxes
Property tax	$1,486	$124/mo
Land transfer tax(closing)	$7,415	$618/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,470	$456/mo
Condo fees
Condo / HOA fees	$11,190	$933/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,122	$5,094/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs