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$419K · 2 bed Condo Apartment · Port Credit, Mississauga | MyPropertyScout

$419,450

Unit 305

47 DOM

2247d

Map

⚡ Insider Deal

DOM 47

↓ $20,000Price ReducedFixer Upper

$419,450

DOM47days

Unit 305

15 · 15 Elizabeth Street · Mississauga · Ontario L5G 2Z3

MLS® W13130856 · Port Credit · L5G 2Z3

22OwnerOccupied900-999 ft²Condo Apartment1-car Underground47d$442/ft²$3,112 tax/yrBuilt 195175 yrs old

47 days on market

About this home

Location, Location! Corner End Unit. First owner in building 1974. Quiet , spacious 2-bedroom, 2-bathroom condo in the heart of Port Credit, offering a desirable south-west view in a boutique-style building. Over 900 square feet of living space with outdoor living space of a futher 154 Square ft, included with the 2 private balconies, perfect for enjoying indoor-outdoor living space. Just steps to the St. Lawrence Park, nestled steps to Lake Ontario. While the interior is somewhat original, with…

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Property details

MLS#: W13130856
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

View: Trees/Woods

Building name: 15
Condo corp #: 37
Balcony: Open
Locker: Owned
Fees include: Heat Included, Hydro Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Lakeshore Rd East & Elizabeth & High St
Basement: None
Stories: 3
Utilities: —
Laundry: Coin Operated
Interior: Carpet Free, Countertop Range, Primary Bedroom - Main Floor
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
—	Foyer	1.47m × 3.84m
—	Kitchen	2.77m × 3.51m
—	Dining Room	2.82m × 2.84m
—	Living Room	3.29m × 6.33m
—	Primary Bedroom	2.19m × 4.8m
—	Bedroom 2	3.4m × 3.83m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SKYBOUND REALTY

Source: TRREB/PROPTX · MLS® W13130856

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$419K

Unit 305 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,450✓ $3,112 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,689/mo

incl. closing costs (yr 1)

Annual total

$56,268

year 1

Mortgage only

$1,591/mo

principal + interest

Beyond mortgage

$2,234/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,890

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$259/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,195/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$100/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,864

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $19,095/yr

Property taxes14% $7,976/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance7% $4,195/yr

Condo fees25% $14,342/yr

Closing costs9% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,095	$1,591/mo
Government & taxes
Property tax	$3,112	$259/mo
Land transfer tax(closing)	$4,864	$405/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,195	$350/mo
Condo fees
Condo / HOA fees	$14,342	$1,195/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,268	$4,689/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 305

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs