$450K · 1 bed Condo Apartment · Orchard, Burlington

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About this home

Elegant 1-bedroom suite in sought-after HAVEN offering stylish, low-maintenance living in an unbeatable Burlington location. This bright and spacious open-concept unit features soaring 9' ceilings, upgraded wide plank laminate flooring throughout, and designer finishes at every turn. The gourmet kitchen is perfect for entertaining with granite countertops, stainless steel appliances, breakfast bar with custom pendant lighting, and additional space for a dining table. The inviting living room sho…

Property details

MLS#

W13130668

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

700-799

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Roof: Flat
Property features: Public Transit, Place Of Worship, Rec./Commun.Centre

Fireplaces: 1
Fireplace features: Electric

Building name: Haven
Condo corp #: 618
Balcony: Open
Locker: Owned
Association amenities: Exercise Room, Community BBQ, Gym, Party Room/Meeting Room, Visitor Parking, Rooftop Deck/Garden
Fees include: Building Insurance Included, Water Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Ground Source
Cooling: Central Air
Waterfront: No
Exterior: Brick · Controlled Entry, Landscaped, Patio
Fronting on: —
Cross street: Upper Middle & Sutton Dr
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Storage Area Lockers
Parking features: —

Level	Room	Dimensions
Main	Kitchen	2.98m × 4.53m
Main	Living Room	3.42m × 3.48m
Main	Dining Room	2.46m × 3.4m
Main	Primary Bedroom	3m × 5.46m
Main	Laundry	—
Main	Bathroom	1.67m × 3.19m

Level

Room

Dimensions

Main

Kitchen

2.98m × 4.53m

Main

Living Room

3.42m × 3.48m

Main

Dining Room

2.46m × 3.4m

Main

Primary Bedroom

3m × 5.46m

Main

Laundry

—

Main

Bathroom

1.67m × 3.19m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $450,000✓ $2,924 tax✓ Ground Source✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,303/mo

incl. closing costs (yr 1)

Annual total

$51,636

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,681/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$90,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$244/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo · assumes gas heat

Ground Source$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $20,486/yr

Property taxes16% $8,399/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,500/yr

Condo fees15% $7,591/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,486	$1,707/mo
Government & taxes
Property tax	$2,924	$244/mo
Land transfer tax(closing)	$5,475	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Ground Source	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,500	$375/mo
Condo fees
Condo / HOA fees	$7,591	$633/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,636	$4,303/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs