$485K · 1 bed Condo Apartment · Churchill Meadows, Mississauga

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About this home

Welcome to 5150 Winston Churchill in sought after Churchill Meadows. Beautifully upgraded & spacious condo suite with private entrance from front terrace. 682 square foot interior. Ideal for first-time buyers or those looking to downsize. Open concept living and dining areas feature 9-foot ceilings, stainless steel appliances & breakfast bar. Dining area open to living room with walk out to terrace. Bright primary bedroom with a spacious double-door walk-in closet. Ensuite laundry & plenty of st…

Property details

MLS#

W13130598

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

600-699

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Roof: Asphalt Shingle
Property features: Hospital, Rec./Commun.Centre, School, Public Transit, Place Of Worship, Park

Fireplaces: 0

Condo corp #: 910
Balcony: Terrace
Locker: None
Association amenities: Visitor Parking, Playground
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stone · Patio
Fronting on: —
Cross street: Winston Churchill Blvd/Erin Centre Blvd
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Primary Bedroom - Main Floor
Parking features: Underground

Level	Room	Dimensions
Main	Kitchen	2.43m × 2.56m
Main	Other	3.32m × 5.86m
Main	Primary Bedroom	3.04m × 3.5m
Main	Laundry	0.96m × 2.48m
Main	Utility Room	1.19m × 1.7m

Level

Room

Dimensions

Main

Kitchen

2.43m × 2.56m

Main

Other

3.32m × 5.86m

Main

Primary Bedroom

3.04m × 3.5m

Main

Laundry

0.96m × 2.48m

Main

Utility Room

1.19m × 1.7m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $485,000✓ $2,709 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,298/mo

incl. closing costs (yr 1)

Annual total

$51,573

year 1

Mortgage only

$1,840/mo

principal + interest

Beyond mortgage

$1,485/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$226/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $22,079/yr

Property taxes17% $8,884/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,850/yr

Condo fees10% $5,100/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,079	$1,840/mo
Government & taxes
Property tax	$2,709	$226/mo
Land transfer tax(closing)	$6,175	$515/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,850	$404/mo
Condo fees
Condo / HOA fees	$5,100	$425/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,573	$4,298/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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