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$450K · 1+1 bed Condo Apartment · South Parkdale, Toronto | MyPropertyScout

$449,999

Unit 822

50 DOM

1+1150d

Map

DOM 50

$449,999

A●●●○○DOM50days

Unit 822

XO2 · 285 Dufferin Street · Toronto · Ontario M6K 1Z7

MLS® W13113010 · South Parkdale · M6K 1Z7

1+11Vacant0-499 ft²Condo ApartmentNone50d$902/ft²$2,534 tax/yrBuilt 20233 yrs old

7% below market · 50 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to XO2 Condos a brand new luxury residence in Downtown Toronto's vibrant King West. This spacious one plus den suite offers west views, floor-to-ceiling windows, and a sleek European kitchen with premium appliances. Enjoy top-tier amenities: gym, concierge, co-working lounge, golf simulator, bocce court, private dining, kidsden, and more. The building boasts a 95 walk score and perfect 100 transit score, with the TTC and Exhibition GO steps away. Shopping, dining, and parks are all withi…

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Property details

MLS#: W13113010
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 0-499
Style: Apartment
Type: Condo Apartment
Year built: —

View: City

Building name: XO2
Condo corp #: 3122
Balcony: Open
Locker: Exclusive
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: King St W & Dufferin St
Basement: None
Stories: 8
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: None

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Flat	Living Room	—
Flat	Dining Room	—
Flat	Kitchen	—
Flat	Bedroom	—
Flat	Den	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE FRONTIER REALTY INC.

Source: TRREB/PROPTX · MLS® W13113010

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$450K

Unit 822 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,999✓ $2,534 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,050/mo

incl. closing costs (yr 1)

Annual total

$48,596

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,428/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$90,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$211/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,486/yr

Property taxes16% $8,009/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,500/yr

Condo fees10% $4,941/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,486	$1,707/mo
Government & taxes
Property tax	$2,534	$211/mo
Land transfer tax(closing)	$5,475	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,500	$375/mo
Condo fees
Condo / HOA fees	$4,941	$412/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,596	$4,050/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 822

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs