$790K · 3+1 bed Condo Townhouse · York University Heights, Toronto

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About this home

Step into this newly renovated townhouse. Perfect for families or investors looking for extra rental income. Ideally situated close to schools, parks, shopping malls and transit. Beautifully updated Modern Kitchen including Quartz Countertop, Modern Cabinets, Luxurious Porcelain Backsplash, Samsung Smart Stainless Steel Appliances & Two Spacious Pantries for Storage. The main floor features a bright open-concept layout with new White Oak Hardwood flooring that elevates the space. Upstairs, you w…

Property details

MLS#

W13081962

Status

Buy Now

Beds

3+1

Baths

2 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard, Hospital, Library, Park, Public Transit, School

Fireplace features: Electric

View: Trees/Woods

Building name: Black Creek
Condo corp #: 206
Balcony: None
Locker: None
Association amenities: BBQs Allowed
Fees include: Common Elements Included, Parking Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Window Unit(s)
Waterfront: No
Exterior: Brick · Privacy
Fronting on: —
Cross street: Jane and Steeles
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: In Basement, Laundry Room, Sink
Interior: Carpet Free
Parking features: Surface

Level	Room	Dimensions
Main	Living Room	3.9m × 6.7m
Main	Kitchen	2.54m × 4.4m
Main	Powder Room	1.19m × 1.62m
Second	Bedroom	3.32m × 4.22m
Second	Bedroom 2	2.67m × 3.32m
Second	Bedroom 3	3.18m × 3.27m
Basement	Bedroom 4	3.8m × 6.6m
Basement	Laundry	3.6m × 6.7m

Level

Room

Dimensions

Main

Living Room

3.9m × 6.7m

Main

Kitchen

2.54m × 4.4m

Main

Powder Room

1.19m × 1.62m

Second

Bedroom

3.32m × 4.22m

Second

Bedroom 2

2.67m × 3.32m

Second

Bedroom 3

3.18m × 3.27m

Basement

Bedroom 4

3.8m × 6.6m

Basement

Laundry

3.6m × 6.7m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $790,000✓ $1,946 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,893/mo

incl. closing costs (yr 1)

Annual total

$70,713

year 1

Mortgage only

$2,997/mo

principal + interest

Beyond mortgage

$1,414/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$158,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$162/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$24/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$12,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $35,964/yr

Property taxes20% $14,221/yr

Utilities3% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,900/yr

Condo fees5% $3,468/yr

Closing costs7% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,964	$2,997/mo
Government & taxes
Property tax	$1,946	$162/mo
Land transfer tax(closing)	$12,275	$1,023/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,900	$658/mo
Condo fees
Condo / HOA fees	$3,468	$289/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,713	$5,893/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Black Creek

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Annual costs