$499K · 1 bed Condo Apartment · Port Credit, Mississauga

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About this home

Experience elevated living at 28 Ann Street (Westport), a luxury residence in the heart of PortCredit Village. This thoughtfully designed suite offers a spacious, open-concept layout withexpansive living space and a dedicated laundry area for added convenience. Featuring premiumfinishes throughout, the unit is equipped with brand new, high-end appliances, sleek cabinetry,stone countertops, and modern flooring that reflect true upscale urban living.Step onto your private balcony and enjoy breatht…

Property details

MLS#

W13064842

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

600-699

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Clear View

View: City

Condo corp #: 171
Balcony: Open
Locker: Owned
Association amenities: None
Fees include: Common Elements Included, CAC Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Hurontario & Park St E
Basement: None
Stories: 12
Utilities: —
Laundry: Ensuite, Laundry Room
Interior: Carpet Free, Countertop Range, Intercom, Primary Bedroom - Main Floor, Storage Area Lockers
Parking features: None

Level	Room	Dimensions
Main	Living Room	—
Main	Dining Room	—
Main	Kitchen	—
Main	Primary Bedroom	—
Main	Laundry	—
Main	Bathroom	—
Main	Pantry	—

Level

Room

Dimensions

Main

Living Room

—

Main

Dining Room

—

Main

Kitchen

—

Main

Primary Bedroom

—

Main

Laundry

—

Main

Bathroom

—

Main

Pantry

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $3,391 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,574/mo

incl. closing costs (yr 1)

Annual total

$54,883

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$1,684/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$283/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $22,717/yr

Property taxes18% $9,846/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,990/yr

Condo fees12% $6,671/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$3,391	$283/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Condo fees
Condo / HOA fees	$6,671	$556/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,883	$4,574/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs