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$500K · 1+1 bed Condo Apartment · 1002 - CO Central, Oakville | MyPropertyScout

$500,000

Unit 318

1+11TenantOccupied

Map

$500,000

Unit 318

65 Speers Road · Oakville · Ontario L6K 2E6

MLS® W13064204 · 1002 - CO Central · L6K 2E6

1+11TenantOccupied600-699 ft²Condo Apartment1-car Underground$770/ft²$2,345 tax/yr

Neighbourhood Range

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About this home

The Unique Modern South Facing Condo Is One of the Limited 600+ Sq Ft Condos in The Prestigious Rain Condominiums Built by Empire Communities located in Oakville's Kerr Village. Experience Luxury Living in This Stylish 1 Bedroom + 1 Den (Can Be Converted To 2 Bedrooms) & 1 Bath Condo Boasting Large Windows, Engineered Hardwood Floors and Breakfast Bar. The Open-Concept Living Area Features a Beautiful Kitchen with Sparkling Quartz Countertops and Stainless-Steel Appliances. The Primary Bedroom I…

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Property details

MLS#: W13064204
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 658
Balcony: Open
Locker: Owned
Fees include: Heat Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Speers & Kerr
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	3.63m × 3.18m
Main	Dining Room	3.18m × 2.08m
Main	Primary Bedroom	3.05m × 3.18m
Main	Kitchen	2.44m × 2.82m
Main	Den	2.01m × 2.49m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE G1 REALTY INC.

Source: TRREB/PROPTX · MLS® W13064204

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$500K

Unit 318 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $500,000✓ $2,345 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,532/mo

incl. closing costs (yr 1)

Annual total

$54,382

year 1

Mortgage only

$1,897/mo

principal + interest

Beyond mortgage

$1,637/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$100,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$195/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $22,762/yr

Property taxes16% $8,820/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,000/yr

Condo fees13% $7,140/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,762	$1,897/mo
Government & taxes
Property tax	$2,345	$195/mo
Land transfer tax(closing)	$6,475	$540/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,000	$417/mo
Condo fees
Condo / HOA fees	$7,140	$595/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,382	$4,532/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 318

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs