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$450K · 2 bed Co-op Apartment · Georgetown, Halton Hills | MyPropertyScout

$450,000

Unit 105

21Vacant

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$450,000

Unit 105

Victoria Gardens · 24 Chapel Street · Halton Hills · Ontario L7G 6A7

MLS® W13048198 · Georgetown · L7G 6A7

21Vacant700-799 ft²Co-op ApartmentNone$600/ft²$2,838 tax/yr

Neighbourhood Range

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About this home

Easy living in this lovely 2 bedroom boutique suite (approx 780 sq ft) in Victoria Gardens; Secure entry; Gas fireplace in Living Room with walk out to private terrace; open concept Kitchen/Living Room & Dining room; handy stackable washer/dryer in closet; Easy walk to Main Street shops/restaurants/summer farmer's market, Churches, library & Community Centre; Building Party/Meeting room can be rented at nominal cost; Recreation room has pool table, ping pong table, library, exercise equipment &…

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Property details

MLS#: W13048198
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Co-op Apartment
Year built: —

Building name: Victoria Gardens
Condo corp #: 373
Balcony: None
Locker: Owned
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Guelph St / Chapel St
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage Area Lockers, Separate Heating Controls, Separate Hydro Meter
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	4.61m × 3.56m
Main	Kitchen	2.11m × 3.36m
Main	Bedroom	2.51m × 3.58m
Main	Bedroom 2	2.87m × 4.58m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® W13048198

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$450K

Unit 105 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $450,000✓ $2,838 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,663/mo

incl. closing costs (yr 1)

Annual total

$43,959

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,042/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$90,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$237/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $20,486/yr

Property taxes19% $8,313/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,500/yr

Closing costs12% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,486	$1,707/mo
Government & taxes
Property tax	$2,838	$237/mo
Land transfer tax(closing)	$5,475	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,500	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,959	$3,663/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 105

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs