$5M · 4+1 bed Detached · Kingsway South, Toronto

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About this home

Architecturally significant custom-built residence in the heart of The Kingsway, offering approximately 5,000 sq ft of refined living space on a premium 50' lot. Designed by Ian Robertson, this home blends timeless elegance with modern sophistication. A striking limestone façade, Loewen windows and doors, and a lifetime PVC slate roof highlight the exterior. Inside, enjoy soaring ceilings (11' main, up to 10' second, 9' basement) and exceptional finishes throughout, including European white oak…

Property details

MLS#

W13046780

Status

Buy Now

Beds

4+1

Baths

7 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Slate
Foundation: Concrete
Property features: Golf, Greenbelt/Conservation, School

Fireplace features: Natural Gas

Garage: 1-car Built-In
Garage spaces: 1
Parking: 4 total
Lot: 50 × 100.13
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick, Stone
Fronting on: East
Cross street: Kingsway Cres/Fallsview Rd
Basement: Finished, Walk-Up
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Built-In Oven, Carpet Free, Central Vacuum, ERV/HRV, Guest Accommodations, In-Law Capability
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	4.29m × 6.4m
Main	Dining Room	4.29m × 6.4m
Main	Kitchen	4.75m × 3.23m
Main	Breakfast	4.75m × 3.23m
Main	Family Room	4.75m × 4.26m
Second	Primary Bedroom	4.87m × 4.57m
Second	Bedroom 2	3.04m × 3.35m
Second	Bedroom 3	3.16m × 4.23m
Second	Bedroom 4	3.16m × 4.26m
Basement	Bedroom 5	3.13m × 4.14m
Basement	Great Room	4.75m × 8.83m
Basement	Exercise Room	5.51m × 4.14m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $5,000,000✓ $18,053 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$35,040/mo

incl. closing costs (yr 1)

Annual total

$420,479

year 1

Mortgage only

$18,968/mo

principal + interest

Beyond mortgage

$6,324/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,000,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,504/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$50,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$111,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $227,621/yr

Property taxes31% $129,528/yr

Utilities2% $6,630/yr

Insurance & security0% $1,600/yr

Maintenance12% $50,000/yr

Closing costs1% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$227,621	$18,968/mo
Government & taxes
Property tax	$18,053	$1,504/mo
Land transfer tax(closing)	$111,475	$9,290/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$50,000	$4,167/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$420,479	$35,040/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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85 Kingsway Crescent

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Property details

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Annual costs