$610K · 2 bed Condo Apartment · Humber Heights, Toronto

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Unit 707

40 Richview Road · Toronto · Ontario M9A 5C1

MLS® W13025964 · Humber Heights · M9A 5C1

22TenantOccupied1200-1399 ft²Condo Apartment1-car Underground$469/ft²$2,564 tax/yr

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

VERY BEAUTIFUL AND COMPLETELY UPGRADED CORNER UNIT WITH LOTS OF SUN LIGHT IN LIVING DINNING AND KITCHEN AREA. UPGRADED LAMINATE FLOORS IN LIVING DINNING AREA, SURROUNDED BY LARGE WINDOWS; BEAUTIFUL UPGRADED KITCHEN, WITH POT LIGHTS AND NICE APPLIANCES. CONVENIENT IN UNIT LAUNDRY; PRIMARY BEDROOM WITH WALK-IN CLOSET, BUILT-IN VANITY AND 4 PC WASHROOM. VERY GOOD LAYOUT AND VERY WELL KEPT UNIT, NO DISAPPOINTMENTS.

Property details

MLS#

W13025964

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 658
Balcony: None
Locker: Exclusive
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Hydro Included, CAC Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Eglinton Ave & Scarlett Rd
Basement: None
Stories: 6
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $609,900✓ $2,564 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,785/mo

incl. closing costs (yr 1)

Annual total

$69,414

year 1

Mortgage only

$2,314/mo

principal + interest

Beyond mortgage

$2,290/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$121,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$214/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,099/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$105/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $27,765/yr

Property taxes16% $11,237/yr

Utilities4% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,099/yr

Condo fees22% $15,153/yr

Closing costs7% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,765	$2,314/mo
Government & taxes
Property tax	$2,564	$214/mo
Land transfer tax(closing)	$8,673	$723/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,099	$508/mo
Condo fees
Condo / HOA fees	$15,153	$1,263/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,414	$5,785/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 707

About this home

MyStreetValue™ Analysis

Property details

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Sales History

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Annual costs