$1.20M · 2 bed Condo Apartment · South Parkdale, Toronto

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About this home

Step into Penthouse 1 at XO Condos and experience elevated city living. This bright and expansive 2 -bedroom, -2 bathroom residence offers unobstructed skyline views from a thoughtfully designed layout that blends comfort with style. Built by Lifetime Developments, the suite showcases premium finishes, sleek laminate flooring throughout, and soaring 9-foot ceilings that enhance the sense of space. The open-concept design is both practical and inviting, making it ideal for everyday living and ho…

Property details

MLS#

W13020432

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

900-999

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Park, Public Transit, Rec./Commun.Centre

Condo corp #: 3005
Balcony: Terrace
Locker: None
Association amenities: Concierge, Media Room, Party Room/Meeting Room, Gym, Recreation Room
Fees include: Building Insurance Included, Parking Included, CAC Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: King St W & Dufferin St
Basement: None
Stories: 14
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: None

Level	Room	Dimensions
Main	Living Room	3.4m × 3.4m
Main	Dining Room	3.4m × 3.4m
Main	Kitchen	1.5m × 3.4m
Main	Primary Bedroom	3.35m × 2.93m
Second	Bedroom 2	3.17m × 2.44m

Level

Room

Dimensions

Main

Living Room

3.4m × 3.4m

Main

Dining Room

3.4m × 3.4m

Main

Kitchen

1.5m × 3.4m

Main

Primary Bedroom

3.35m × 2.93m

Second

Bedroom 2

3.17m × 2.44m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,199,000✓ $3,500 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,105/mo

incl. closing costs (yr 1)

Annual total

$109,265

year 1

Mortgage only

$4,549/mo

principal + interest

Beyond mortgage

$2,394/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$239,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$292/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$56/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $54,584/yr

Property taxes22% $23,955/yr

Utilities4% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance11% $11,990/yr

Condo fees7% $8,076/yr

Closing costs5% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,584	$4,549/mo
Government & taxes
Property tax	$3,500	$292/mo
Land transfer tax(closing)	$20,455	$1,705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,990	$999/mo
Condo fees
Condo / HOA fees	$8,076	$673/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$109,265	$9,105/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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