$1.45M · 3 bed Condo Townhouse · 1002 - CO Central, Oakville

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About this home

Welcome to Barclay Square, a quiet and desirable enclave of executive townhomes known for its prime location close to downtown, the lake, transit, amenities, and wonderful neighbours. With over 2,500 sq. ft. of living space, this thoughtfully designed townhouse offers exceptional versatility. The home features three bedrooms, including a convenient main-floor primary suite, plus two spacious bedrooms upstairs. The open-concept main level includes a kitchen that flows seamlessly into the dining a…

Property details

MLS#

W13007620

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

2500-2749

Style

Multi-Level

Type

Condo Townhouse

Year built

—

Condo corp #: 336
Balcony: None
Locker: None
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Patio
Fronting on: —
Cross street: Dorval and Rebecca
Basement: Full, Partially Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,449,000✓ $6,402 tax✓ Gas✓ 2500-2749 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,013/mo

incl. closing costs (yr 1)

Annual total

$132,159

year 1

Mortgage only

$5,497/mo

principal + interest

Beyond mortgage

$2,937/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$289,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$534/mo

Utilities

Hydro / electricity$101/mo

≈ $0.07/ft² × ~2,625 ft² · ON avg ~$101/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$14,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$25,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $65,965/yr

Property taxes24% $31,857/yr

Utilities3% $4,273/yr

Insurance & security1% $1,600/yr

Maintenance11% $14,490/yr

Condo fees7% $8,875/yr

Closing costs4% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$65,965	$5,497/mo
Government & taxes
Property tax	$6,402	$534/mo
Land transfer tax(closing)	$25,455	$2,121/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,213	$101/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$14,490	$1,208/mo
Condo fees
Condo / HOA fees	$8,875	$740/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$132,159	$11,013/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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223 Rebecca

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Property details

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Annual costs