$445K · 1+1 bed Condo Apartment · 1051 - Walker, Milton

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About this home

Mattamy-built, main floor suite with 9" ceilings! Enjoy the SS appliances in the upgraded gourmet kitchen with quartz countertops, modern cabinetry & over-sized island with seating! Primary bedroom has upgraded mirrored closets, a separate den that can used for an office and an upgraded washroom with custom glass shower. Open-concept living area overlooks the extra-deep terrace for summer entertaining; the terrace is also easy for move-ins, going out and grocery drop-off. Comes with 1 parking,1…

Property details

MLS#

W13005960

Status

Buy Now

Beds

1+1

Baths

1 full, 0 half

Size

600-699

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Public Transit

Condo corp #: 770
Balcony: Terrace
Locker: Owned
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Tremaine Rd & Louis St Laurent
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage Area Lockers, Carpet Free
Parking features: None, Underground

Level	Room	Dimensions
Main	Kitchen	3.45m × 3.58m
Main	Living Room	3.28m × 3.01m
Main	Primary Bedroom	3.02m × 3.35m
Main	Den	1.76m × 2.06m

Level

Room

Dimensions

Main

Kitchen

3.45m × 3.58m

Main

Living Room

3.28m × 3.01m

Main

Primary Bedroom

3.02m × 3.35m

Main

Den

1.76m × 2.06m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $445,000✓ $2,404 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,964/mo

incl. closing costs (yr 1)

Annual total

$47,567

year 1

Mortgage only

$1,688/mo

principal + interest

Beyond mortgage

$1,369/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$200/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $20,258/yr

Property taxes16% $7,779/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,450/yr

Condo fees9% $4,420/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,258	$1,688/mo
Government & taxes
Property tax	$2,404	$200/mo
Land transfer tax(closing)	$5,375	$448/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,450	$371/mo
Condo fees
Condo / HOA fees	$4,420	$368/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,567	$3,964/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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