$2.79M · 4+1 bed Detached · 1034 - MN Milton North, Milton

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About this home

Directly across from the cliff-face of the Niagara Escarpment, in one of Milton's most serene and private settings, sits a newly built contemporary masterpiece designed by award-winning Sensus Design Studio. Resting on a remarkable 60 x 520+ lot backing onto 16 Mile Creek, this home offers a rare blend of modern architecture and countryside tranquility. With no neighbours in front or behind, walls of windows immerse you in nature, while the expansive backyard invites year-round enjoyment whether…

Property details

MLS#

W13003656

Status

Buy Now

Beds

4+1

Baths

5 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Flat
Foundation: Concrete, Concrete Block
Other structures: Shed, Storage
Property features: Clear View, Electric Car Charger

Garage: 2-car Built-In
Garage spaces: 2
Parking: 8 total
Lot: 60 × 520
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Stone, Aluminum Siding
Fronting on: East
Cross street: Steeles and Peru
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Bar Fridge, Built-In Oven, Carpet Free, Countertop Range, ERV/HRV
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	3.28m × 3.26m
Main	Kitchen	3.42m × 6.15m
Main	Dining Room	3.96m × 5.6m
Main	Family Room	6.21m × 5.63m
Main	Mud Room	2.21m × 6.21m
Second	Primary Bedroom	—
Second	Bedroom 2	—
Second	Bedroom 3	—
Second	Bedroom 4	—
Basement	Laundry	2.05m × 2.98m
Basement	Bathroom	2.05m × 2.97m
Basement	Recreation	8.75m × 4.92m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,795,000✓ $8,673 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$19,392/mo

incl. closing costs (yr 1)

Annual total

$232,703

year 1

Mortgage only

$10,603/mo

principal + interest

Beyond mortgage

$3,634/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$559,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$723/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$27,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$56,350

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $127,240/yr

Property taxes28% $65,023/yr

Utilities2% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $27,950/yr

Closing costs2% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$127,240	$10,603/mo
Government & taxes
Property tax	$8,673	$723/mo
Land transfer tax(closing)	$56,350	$4,696/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$27,950	$2,329/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$232,703	$19,392/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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29 Peru Road

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Property details

Rooms

Sales History

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Annual costs