$360K · 2 bed Condo Apartment · Rustic, Toronto

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About this home

Fantastic Location & Unbeatable Value! 942 SqFt 2 Bedroom Condo In The Prized Rustic Neighbourhood. Spacious Updated Unit Ready for Your Personal Touch! Kitchen Flows Into An Over Sized Laundry Room. Lots Of Closet Storage Space. Generously Sized 3 Pc Washroom. Large West Facing Balcony. Close To Parks And Recreational Trails, Shopping, Grocery, Hwy 401/400, And TTC Transit At Your Doorstep. 1 Parking & 1 Locker!

Property details

MLS#

W13001890

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

900-999

Style

Apartment

Type

Condo Apartment

Year built

—

Foundation: Concrete
Property features: Hospital, Park, Place Of Worship, School, Public Transit, Library

Condo corp #: 486
Balcony: Open
Locker: Exclusive
Association amenities: Visitor Parking
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Jane St/ Queens Dr
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: None

Level	Room	Dimensions
Flat	Living Room	3.3m × 6.49m
Flat	Dining Room	2.86m × 3.47m
Flat	Kitchen	2.51m × 3.31m
Flat	Bedroom	3.17m × 4.62m
Flat	Bedroom 2	2.74m × 2.72m

Level

Room

Dimensions

Flat

Living Room

3.3m × 6.49m

Flat

Dining Room

2.86m × 3.47m

Flat

Kitchen

2.51m × 3.31m

Flat

Bedroom

3.17m × 4.62m

Flat

Bedroom 2

2.74m × 2.72m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $359,900✓ $1,425 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,191/mo

incl. closing costs (yr 1)

Annual total

$50,289

year 1

Mortgage only

$1,365/mo

principal + interest

Beyond mortgage

$2,044/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$119/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$110/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,874

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)33% $16,384/yr

Property taxes11% $5,299/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance7% $3,599/yr

Condo fees32% $15,846/yr

Closing costs10% $5,100/yr

Mortgage is 33% of your true cost of ownership. The other 67% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,384	$1,365/mo
Government & taxes
Property tax	$1,425	$119/mo
Land transfer tax(closing)	$3,874	$323/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,599	$300/mo
Condo fees
Condo / HOA fees	$15,846	$1,321/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,289	$4,191/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1881 Jane

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Annual costs