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$859K · 3 bed Att/Row/Townhouse · 1036 - SC Scott, Milton | MyPropertyScout

$858,900

416 Duncan Lane

33OwnerOccupied

Map

⚡ Insider Deal

↓ $29,990Price Reduced

$858,900

DOM71days

416 Duncan Lane

Milton · Ontario L9T 0V3

MLS® W13001032 · 1036 - SC Scott · L9T 0V3

33OwnerOccupied1500-2000 ft²Att/Row/Townhouse1-car Built-In71d$491/ft²Lot 81.8 x 291.1 ft$3,809 tax/yr

71 days on market

About this home

Experience a truly sun-drenched, approximately 1,800 sq ft. beautiful and spacious freehold townhouse boasting sleek modern finishes and an abundance of natural light. Features 3 bedrooms, 2.5 baths, and 9-foot ceilings. Upgraded kitchen with quartz countertop and backsplash. SS appliances, Led pot lights. Upgrades include roof (2019), Hardwood and Laminate Flooring (2019), fridge (2023), B/I microwave (2022), electric range (2023), A/C Unit (2021). Ideal for family who don't want renovation str…

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Property details

MLS#: W13001032
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 81.8 × 291.1
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Scott/Derry
Basement: Full
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.21m × 4.57m
Main	Dining Room	3.69m × 4.57m
Main	Kitchen	2.69m × 3.04m
Main	Breakfast	2.69m × 3.35m
Main	Family Room	12.11m × 4.57m
Second	Primary Bedroom	4.7m × 5.79m
Second	Bedroom 2	3.03m × 3.65m
Second	Bedroom 3	3.55m × 4.24m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: BEST SELLERS REAL ESTATE LTD.

Source: TRREB/PROPTX · MLS® W13001032

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$859K

416 Duncan Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $858,900✓ $3,809 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,365/mo

incl. closing costs (yr 1)

Annual total

$76,382

year 1

Mortgage only

$3,258/mo

principal + interest

Beyond mortgage

$1,511/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$171,780

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$317/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,589/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,653

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $39,101/yr

Property taxes23% $17,462/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,589/yr

Closing costs7% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,101	$3,258/mo
Government & taxes
Property tax	$3,809	$317/mo
Land transfer tax(closing)	$13,653	$1,138/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,589	$716/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$76,382	$6,365/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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416 Duncan Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs