$498K · 2 bed Condo Apartment · Mount Olive-Silverstone-Jamestown, Toronto

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About this home

Large 2 Bed + Den (currently used as 3rd bedroom) + Solarium 2 Bath Unit In Convenient Location. A Great Place To Call Home! Spacious Principal Rooms, Functional Layout, Lots Of Windows With Bright Southwest Exposure. Ensuite Laundry In Large Storage Room. Large Master Br With 4Pc Ensuite, W/I Closet & Private Balcony. Full Amenities - Gym, Indoor & Outdoor Pool,Squash & Tennis Courts. 24Hr Gated Security. Located Next To Community Centre & Steps To BrandNew Finch LRT.

Property details

MLS#

W12997540

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Park, Place Of Worship, Rec./Commun.Centre, Public Transit, School Bus Route

Building name: Platinum on the Humber
Condo corp #: 1036
Balcony: Open
Locker: None
Association amenities: Gym, Indoor Pool, Outdoor Pool, Party Room/Meeting Room, Squash/Racquet Court, Visitor Parking
Fees include: CAC Included, Common Elements Included, Heat Included, Hydro Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Finch & Kipling
Basement: None
Stories: 18
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Storage
Parking features: Underground

Level	Room	Dimensions
Ground	Dining Room	3.51m × 7.01m
Ground	Kitchen	2.39m × 2.72m
Ground	Solarium	2.51m × 3.24m
Ground	Den	2.94m × 3.01m
Ground	Primary Bedroom	3.3m × 4.93m
Ground	Bedroom 2	2.97m × 3.41m

Level

Room

Dimensions

Ground

Dining Room

3.51m × 7.01m

Ground

Kitchen

2.39m × 2.72m

Ground

Solarium

2.51m × 3.24m

Ground

Den

2.94m × 3.01m

Ground

Primary Bedroom

3.3m × 4.93m

Ground

Bedroom 2

2.97m × 3.41m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $498,000✓ $1,486 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,751/mo

incl. closing costs (yr 1)

Annual total

$57,015

year 1

Mortgage only

$1,889/mo

principal + interest

Beyond mortgage

$1,867/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$124/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$75/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,671/yr

Property taxes14% $7,921/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,980/yr

Condo fees19% $10,783/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,671	$1,889/mo
Government & taxes
Property tax	$1,486	$124/mo
Land transfer tax(closing)	$6,435	$536/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,980	$415/mo
Condo fees
Condo / HOA fees	$10,783	$899/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,015	$4,751/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs