$3.40M · 4+2 bed Detached · Lakeview, Mississauga

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About this home

Sun-drenched and architecturally striking, this rare 3-storey contemporary home offers over6,100 sq ft of refined living space, blending modern elegance with exceptional functionality. Featuring 4+2 bedrooms and 6 bathrooms, the residence includes multiple outdoor retreats with 3walkouts to private decks and 2 to expansive rooftop terraces. The main level showcases a sophisticated layout with a private office, sunken living and dining rooms, and a stunning great room with a two-sided gas firepla…

Property details

MLS#

W12992850

Status

Buy Now

Beds

4+2

Baths

6 full, 0 half

Size

3500-5000

Style

3-Storey

Type

Detached

Year built

—

Roof: Flat
Foundation: Concrete
Property features: Beach, Fenced Yard, Lake/Pond, Park, School, Waterfront

Fireplaces: 2
Fireplace features: Family Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 53.12 × 112
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: North
Cross street: Aviation Rd & Lakeshore Rd
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Built-In Oven, Carpet Free, Central Vacuum, Countertop Range, Sump Pump, On Demand Water Heater, Water Softener, Air Exchanger
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.51m × 5.61m
Main	Dining Room	4.85m × 3.73m
Main	Kitchen	3.4m × 5.36m
Main	Great Room	6.83m × 7.8m
Main	Office	3.43m × 4.14m
Second	Primary Bedroom	5.11m × 5.51m
Second	Bedroom 2	4.72m × 3.33m
Second	Bedroom 3	3.45m × 3.4m
Second	Bedroom 4	3.45m × 3.78m
Second	Family Room	7.65m × 4.09m
Third	Media Room	4.47m × 5.46m
Basement	Bedroom 5	3.28m × 4.75m
Basement	Bedroom	4.34m × 3.91m
Basement	Recreation	4.75m × 6.17m
Basement	Exercise Room	5.99m × 5.05m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $3,398,000✓ $20,905 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$24,528/mo

incl. closing costs (yr 1)

Annual total

$294,331

year 1

Mortgage only

$12,891/mo

principal + interest

Beyond mortgage

$5,226/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$679,600

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,742/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$33,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$71,425

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $154,692/yr

Property taxes31% $92,330/yr

Utilities2% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $33,980/yr

Closing costs2% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$154,692	$12,891/mo
Government & taxes
Property tax	$20,905	$1,742/mo
Land transfer tax(closing)	$71,425	$5,952/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$33,980	$2,832/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$294,331	$24,528/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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647 Montbeck Crescent

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Property details

Rooms

Sales History

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Annual costs