$2M · 5+1 bed Detached · Rathwood, Mississauga

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About this home

Quiet cul-de-sac location, just steps to Golden Orchard Park and trails! This beautifully maintained family home is located in the highly sought-after community of Rathwood in Mississauga. Known for its mature tree-lined streets and exceptional convenience, this neighbourhood is a favourite among families. Close to great schools, and within easy reach of everyday amenities, shopping, and dining. Offering a ton of living space, this home features a separate side entrance to the basement. The main…

Property details

MLS#

W12990456

Status

Buy Now

Beds

5+1

Baths

4 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Other structures: Shed
Property features: Cul de Sac/Dead End, Park

Fireplaces: 2
Fireplace features: Family Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 49 × 121
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick Veneer
Fronting on: North
Cross street: Sugar Maple / Golden Orchard
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Capability, Auto Garage Door Remote, On Demand Water Heater
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Foyer	6.15m × 3.62m
Main	Living Room	5.59m × 3.24m
Main	Dining Room	3.85m × 3.24m
Main	Kitchen	3.02m × 4.32m
Main	Breakfast	3.35m × 3.49m
Main	Family Room	5.79m × 3.86m
Main	Bedroom 5	2.81m × 3.63m
Main	Bathroom	1.01m × 2.04m
Second	Primary Bedroom	5.23m × 7.1m
Second	Bathroom	4.36m × 3.34m
Second	Bedroom	5.23m × 3.66m
Second	Bedroom	4.88m × 3.64m
Second	Bedroom	4.05m × 3.3m
Second	Bathroom	2.82m × 2.65m
Basement	Bathroom	1.47m × 2.43m
Basement	Cold Room/Cantina	1.9m × 4.53m
Basement	Recreation	5.76m × 10.69m
Basement	Bedroom	3.85m × 6.28m
Basement	Other	2.06m × 2.06m
Basement	Other	1.58m × 2.61m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,998,000✓ $9,915 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$14,148/mo

incl. closing costs (yr 1)

Annual total

$169,778

year 1

Mortgage only

$7,580/mo

principal + interest

Beyond mortgage

$3,074/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$399,600

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$826/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$19,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$36,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $90,958/yr

Property taxes27% $46,350/yr

Utilities3% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $19,980/yr

Closing costs3% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$90,958	$7,580/mo
Government & taxes
Property tax	$9,915	$826/mo
Land transfer tax(closing)	$36,435	$3,036/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$19,980	$1,665/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$169,778	$14,148/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1217 Sugar Maple Court

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs