$1.60M · 3 bed Condo Townhouse · Port Credit, Mississauga

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About this home

Quiet location, near to Prestigious Mississauga Road & Lakeshore - The Terraces Of Port Credit - An Enclave Of 16 Modern Townhomes in a super convenient location on High Street West, Walking distance to the Credit Landing Plaza Shops. Once home, enjoy your Personal 5 Stop Elevator giving you complete access to each level - From Lower To your Rooftop Terrace - with more than 2600 sq ft of bright finished luxurious space for downsizers or families. Main Level offers an open concept layout w/ an It…

Property details

MLS#

W12986674

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2000-2249

Style

3-Storey

Type

Condo Townhouse

Year built

—

Property features: Cul de Sac/Dead End, Lake Access, Library, Park, Public Transit, School

Condo corp #: 1129
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Car Wash, Exercise Room, Gym, Party Room/Meeting Room
Fees include: Common Elements Included, Condo Taxes Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Heat Pump
Heating fuel: Ground Source
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Benson & Lakeshore
Basement: Finished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Underground

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,599,999✓ $8,798 tax✓ Ground Source✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,545/mo

incl. closing costs (yr 1)

Annual total

$150,537

year 1

Mortgage only

$6,070/mo

principal + interest

Beyond mortgage

$3,644/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$320,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$733/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo · assumes gas heat

Ground Source$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$16,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$95/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$28,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $72,839/yr

Property taxes25% $37,273/yr

Utilities3% $4,042/yr

Insurance & security1% $1,600/yr

Maintenance11% $16,000/yr

Condo fees9% $13,683/yr

Closing costs3% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$72,839	$6,070/mo
Government & taxes
Property tax	$8,798	$733/mo
Land transfer tax(closing)	$28,475	$2,373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Ground Source	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$16,000	$1,333/mo
Condo fees
Condo / HOA fees	$13,683	$1,140/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$150,537	$12,545/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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137 High Street

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Annual costs