$900K · 3+1 bed Att/Row/Townhouse · 1029 - DE Dempsey, Milton

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About this home

Stunningly Renovated End-Unit Townhouse Offering Over 2,100 Sq. Ft. Of Modern Living Space, Featuring 3 Spacious Bedrooms And 3 Updated Bathrooms With A Sleek Open-Concept Design Perfect For Today's Lifestyle. This Beautifully Upgraded Home Includes Fresh Paint Throughout, New Vinyl Flooring, Contemporary Light Fixtures, Modern Vanities, Stylish Accessories, And Brand-New Stainless Steel Appliances. Enjoy A Large Private Outdoor Deck Ideal For Entertaining. Located In A Highly Sought-After Area,…

Property details

MLS#

W12985836

Status

Buy Now

Beds

3+1

Baths

3 full, 0 half

Size

1100-1500

Style

2-Storey

Type

Att/Row/Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Arts Centre, Library, Public Transit

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 25.92 × 109.91
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: North
Cross street: Thompson Rd & Main St
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Available

Level	Room	Dimensions
Main	Living Room	3.51m × 5.73m
Main	Kitchen	2.57m × 3.62m
Main	Dining Room	3.51m × 5.73m
Main	Breakfast	3.63m × 2.88m
Second	Primary Bedroom	3.62m × 4.59m
Second	Bedroom 2	3.62m × 3.69m
Second	Bedroom 3	3.2m × 3.26m
Basement	Recreation	6.3m × 5.88m

Level

Room

Dimensions

Main

Living Room

3.51m × 5.73m

Main

Kitchen

2.57m × 3.62m

Main

Dining Room

3.51m × 5.73m

Main

Breakfast

3.63m × 2.88m

Second

Primary Bedroom

3.62m × 4.59m

Second

Bedroom 2

3.62m × 3.69m

Second

Bedroom 3

3.2m × 3.26m

Basement

Recreation

6.3m × 5.88m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,999✓ $3,577 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,573/mo

incl. closing costs (yr 1)

Annual total

$78,875

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$1,494/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$180,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$298/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $40,972/yr

Property taxes23% $18,052/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,000/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,972	$3,414/mo
Government & taxes
Property tax	$3,577	$298/mo
Land transfer tax(closing)	$14,475	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,000	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$78,875	$6,573/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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136 Manley Lane

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